i didnt have medical coverage so i went to the doctor. He was so rude and cussed me out so i didnt pay the bill i owed. it was $800. Now it is $1000. That has been 4 years ago. I heard that it will clear in 7yrs. Is that true? Will my credit get ruined?
2007-09-30 07:28:50 · 6 answers · asked by Anonymous in Business & Finance ➔ Credit
Is it on your credit report now? If so, it's already impacting your credit. Negatives fall off your credit report in 7-1/2 years from the delinquency.
They could sue you. If you get a summons be sure to show up in court. Check the Statute of Limitations (SOL) for your state. http://www.fair-debt-collection.com/SOL-by-State.html
If the debt is beyond the SOL, you can use that in court as an affirmative defense against paying the debt.
Must have been some doctor if he cussed you out.
2007-09-30 08:26:39 · answer #1 · answered by bdancer222 7 · 0⤊ 0⤋
Saying that the creditor was rude doesn't have anything to do with anything. You still owe the money and if you don't pay, it will mess up your credit.
2007-09-30 16:34:55 · answer #2 · answered by Ted 7 · 0⤊ 0⤋
paid credit comes off 7 years AFTER full payment. Not paying credit stays on until it is
2007-09-30 21:08:04 · answer #3 · answered by Anonymous · 0⤊ 0⤋
Listen to Bdancer she is the correct post on this thread
2007-09-30 19:31:52 · answer #4 · answered by Pengy 7 · 0⤊ 0⤋
It will be in collections until you pay it.
2007-09-30 14:36:03 · answer #5 · answered by NicNak 2 · 0⤊ 0⤋
yes..............
2007-09-30 16:06:50 · answer #6 · answered by richard t 7 · 0⤊ 0⤋