I filed a chapter 7 bankruptcy that was discharged over 3 years ago. Before I filed for bankruptcy, I had a car repossessed. I am now thinking about buying a new car, and aside from the bankruptcy, my credit is really good (731 FICO score). The repossession was included in the bankruptcy, and it doesn't appear on my credit report from any of the 3 bureaus. But I know when you fill out an application for credit, they ask if you have any repossessions. Do I need to tell them about the repossession, or am I not obligated to disclose it because it was included in the bankruptcy? Also, can I qualify for those 0% offers that say your credit score has to be 720 or above, or would I not qualify because of the bankruptcy?
2007-09-29
14:01:31
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5 answers
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asked by
Stephanie73
6
in
Business & Finance
➔ Credit