How old were you when you got your first credit card?

Question

I got my first credit card when I was 26. It had a limit of $500. It was laughable.
When I was young, in my early 20s, it was a time of very fluid pocket money. I lived with my parents, didn't pay rent, and didn't have a lot of bills. So I had a lot of pocket money. Of course, I was limited to buying things in my price range....if I went out to eat, it was usually Chinese. If I bought a car, it was used, you know the drill. I didn't have credit when I was young, but I had pocket cash....mostly because I didn't have bills to pay, not because I was rich.
What was it like for you?

Answer 1

Back in the dark ages, when I got my first major credit card, Visa and Mastercards were rather new and weren't so easy to get. Everyone whose credit was good enough to be approved got a $300 limit. It was 2 years, a job change and a promotion before my limit got increased to $500.

Answer 2

I got my first credit card when i was 18...with a $1000 limit....i was so excited..i didnt have any responsibility...i was never told about the "credit rating"...and how to be careful things that u do when ur younger can affect what you want to do when your older...but now im 26 and paying for all the debt that i accumulated over the time...but i sure enjoyed it then...i never bought a car or anything...just some clothes, cell phone, pocket money really..

Answer 3

i got my first credit card last year when i was 18 with a credit limit of just $500. Now i'm 19, i have 4 credit cards with total limit exceeding $4000

Answer 4

12 with a $10,000 credit limit. (It was as a secondary holder and the intent was that if I needed to I would always have the ability to get back home -- after being stranded more than once in various areas of the country).
Didn't affect my spending habits, even through college (I only took out a loan for 1 semester's tuition).

Answer 5

21 when I moved out of house, had no credit so I started
with a Sunoco Gas Card and a Macy's Credit Card

Answer 6

19, which was too young. Made many mistakes.
Thank God, that I learned quick and have made many improvements, and that was more than 20 years ago. So none of that dumb behavior is reflected on my credit reports.