Do wrong birthdays and address effect you're credit report and credit score?
2007-09-29 05:48:44 · 3 answers · asked by girlnsheer 2 in Business & Finance ➔ Credit
No.
This is based on your S.S.N. and zip code.
2007-09-29 06:05:39 · answer #1 · answered by ? 7 · 0⤊ 0⤋
Addresses will have minimal effect and all prior addresses are listed .
If an address appears that is not yours ,
That could be an indicator of ID theft .
Incorrect birthdays will be more important because the reports go by your Social Security number and same name or SSN typos are differentiated by birthday .
Good Luck !
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2007-09-29 05:56:49 · answer #2 · answered by kate 7 · 0⤊ 0⤋
Yes, a bad address would and also varations in your name. For example- The first time I checked my credit report in a long time in preparation to buy a house, I found my step mothers bad credit on my report. It stated I defaulted on a VA home loan. At the time it would of occured, I would of been 8 years old. I wrote a letter and had it removed.
2007-09-29 06:41:47 · answer #3 · answered by annazzz1966 6 · 0⤊ 1⤋