police report said that its my fault,because i left the keys in the car. will my insurance still pay for the damage done to my car? i have complete coverage and the gap insurance.estimated damage is 4,200 with a 500 deductible.
2007-09-29 04:57:47 · 5 answers · asked by karen l 1 in Cars & Transportation ➔ Insurance & Registration
They will of you have full coverage. It may make your premiums go up though.
2007-09-29 05:06:19 · answer #1 · answered by jellybelly 4 · 0⤊ 0⤋
I can only go by where I live, but if your car is stolen, even if the keys are in it, it is still considered theft. Someone took it without your permission. Where I am, insurance would still pay for any damages less your deductible. Your insurance rates will generally not increase due to a comprehensive claim, however, if there is a frequency of claims, your insurance company may decide to raise you deductible or not offer that coverage to you any longer.
2007-09-29 07:45:27 · answer #2 · answered by Kelly K 1 · 0⤊ 0⤋
Don't know what the small print in your insurance says but if I was your insurer I would make you responsible for half plus your deductable. Even if they pay in full I think your insurance premium will go through the roof.
2007-09-29 05:03:48 · answer #3 · answered by veg_rose 6 · 1⤊ 0⤋
Probably not. Read your policy. Most state that the insurance company is not liable if you fail to secure the vehicle. Leaving the keys in it pretty much gives them an out on that one so don't expect them to pay.
2007-09-29 05:07:02 · answer #4 · answered by Bostonian In MO 7 · 0⤊ 0⤋
No way dude it will not pay you. M an insurance agent n i mean it.
2007-09-29 05:03:22 · answer #5 · answered by pawan m 1 · 0⤊ 1⤋