Im trading in my 2005 Honda Civic EX Special Edition. My dad signed for the car in '05 and I co-signed. Ive made all of the payments since day one, every single penny. Can I trade my car in without my dad being there? Is this possible to go to a dealer alone and trade it in? I dont have the title, the bank does, because i still owe about $14,000 on it.Thanks so much!
2007-09-27 22:45:56 · 4 answers · asked by afireinsidexxx77 3 in Cars & Transportation ➔ Buying & Selling
is your father's name is on the title then he has to sign some kind of papers so you can trade it. i used to own an 05 honda civic ex-se but traded it for an acura. if your father's name is not on the title and he only co-signed to get you the car loan then you can trade it without him. good luck. when I traded my civic almost a year ago they gave me 13,750 for it. I did not owe anything. It had 42,000 miles on it and was in excellant condition. do you know if you owe more than what they will pay you for your trade will be added to your next loan. How much to you want to pay and can afford. think about that before you buy another car.
2007-09-27 22:52:53 · answer #1 · answered by nj2pa2nc 7 · 0⤊ 0⤋
Call the bank and see who's name(s) are on the title...it's probably in both your names so you'll have to get your dad to sign off on it when you trade it in. Find out how much the payoff is if you sell it right now or trade it in versus how much the car is worth for trade in/retail value---you may owe a little more than what it's worth. Check KBB.com or Edmunds.com for tradein and retail values.
2007-09-28 07:44:59 · answer #2 · answered by paul h 7 · 0⤊ 1⤋
You can buy a car by yourself. You will still have to pay the $14,000 on your car too. I doubt the car dealership will trade your car that you still owe $14,000 on it. I'm sure your father will be very angry without consulting him first.
2007-09-28 05:55:45 · answer #3 · answered by Anonymous · 0⤊ 1⤋
seriously,my advised is that you get your dad to be there when you want to trade in ur car. As i'm in car trade. my advised get everything with you before you wanna trade. If not it will give you so many problems. If you really need help,you can reply to me and i can tr my very best to help you to trade in your car. btw are you intending to get a new car?
2007-09-28 06:00:44 · answer #4 · answered by Zac 1 · 0⤊ 1⤋