stay at home mothers?

Question

im almost 21 years old, married and have a 6 month old baby boy. i just got layed off from my job today and next week is my last week at work-i have no idea what im going to do for a job if i should even get another one right away. my husband is in the military but his orders end of friday and starting on monday he will be starting a construction job. of course money is a really important and quite stressful thing in anyones life and this is one that that affects us most. we are a low income family as it is and if i dont work (and when i did i wasnt make that much money anyways) i dont know if it would affect our current money situation. i have pros and cons of being a stay at home mother. my pros are that i dont have to wake my baby up so early to take him to my moms house so she can watch him, i can get more stuff done around our house, spend more time with him-etc-but the cons are not making money for income to help out and i would just be sitting home all day. any suggestions!

id really appreciate honest and non sarcastic answers only please. im pretty much confused and would like help from others that sort of know what im going through.

oh btw someone mentioned WIC-im on WIC right now, i have been since i was pregnant. and were on low income housing as well.

Answer 1

I am a stay at home mom, we have a 10 month old. We had decided that I would be a stay at home until he was in school full time. The money hasn't been all that great with just one income, but it is picking up, and we have learned to live within our budgit. I say give it a try, and see if you can do it. Hopefully your partner is in agreement. You might even concider taking in babysitting in your home to supliment your income. enjoy your family

Answer 2

Having daycare assistance with your mom is a spectacular resource.
If you get a job, you will have to figure out what it does to your income.

I would suggest creating your own gig.
* You could take in a couple of kids as daycare clients and get paid in cash... it might leave you house-bound during the week, but you would still be a "stay at home" mom.
* You could also create a different type of service to sell. I know kids that have a route where they get paid a flat weekly rate to come pick up doggy-doody from the yard (pooper-scooper, gloves and trash bags) which makes it clean for the kids to play in and the family to entertain in... if you have 20 yards @ $15 a week, that is $300. So you put together a flyer and walk it around a neighborhood where you think the people can afford such a luxury service.
* You could take in bookkeeping work from local small businesses, if you have that kind of training.
* What else can you think of that needs doing around there?

Answer 3

I'm sorry things are hard for you right now, I was there too, things will get better. I have been home for almost 14 years now, and have four children.

All I can say is I have no regrets, but women that work have so many. I wanted my children to feel the way I did when I came home from school and mom was there in the kitchen waiting for me. God let me be a mom, and I wasn't about to let anyone else raise them, and they will grow fast and you can't get that time back. You can always go to work later. Children need mommy near a lot even up into their teens. This world trys to pull them away so soon from our arms.

I would feel sick to my stomach if I had to leave my baby at a daycare. I feel bad for the mothers that have no choice. But if you do have a choice, it's our job to protect and nurture them. I love being with my kids, and I see us being friends when they become adults, because we have kept a strong bond. They know I'm always here, and that has given them a peace inside.

Answer 4

This is not short term, but it is something that you can do in conjunction with your other programs and there are no costs to get the thing set up and ready to go.

If you are looking at a long term solution or possibly starting right now to raise money on an ongoing basis, you might consider a lady who has an organization called Together We Can Change the World, Inc. She designed a website to specifically deal with all sorts of fund raising activities for both school, community and Non-Profits.

And, in the process of helping others you can earn some really good income for your organization, yourself and your family.

You may want to take a look at http://www.npfsolution.com

Answer 5

If you can stay home I would definately do so. Do check for all the money spent because you are working Clothing/eating out/higher tax bracket/stress sickness etc... Also remember he will grow up so fast and you can never get this time back but you can get a job if things get too tight. Is there anything you can do out of your home to supplement the family income? Just remember you and your husband need to make this decision not everyone else.

Answer 6

I would talk with my husband. Get his input into what would be best for all of you. It sounds like you are the kind of people who are not materialistic, just trying to provide for your family's needs. You could always try staying at home for a while and see if the extra income you earned is really needed. Setting up a budget and sticking to it would also be a good idea. Save money any way you can by cutting coupons out of magazines and newspapers for things you buy on a regular basis for example. God bless!

Answer 7

I'd sit down with your husband and discuss the issues as they pertain to your income/budgetary plans and your child's needs. Inevitably, you need to do what your family needs of you. It sounds like helping to provide an income is it for your family. You don't really have the position of it not being worthwhile financially since your in a good position with your mother in-law providing childcare. Having a family member provide one on one care is the best you can provide your child during infancy and early childhood. Staying at home has many advantages to your child but inevitably you have to do what is best for your family as a whole. Maybe consider looking into at the very least part-time positions so that you can bring a little money into the picture. I'd also suggest looking into seeing if you qualify for WIC (a food subsidy for low-income women and children).

Answer 8

I believe it will have to be the mum or dad that has the bottom earnings that stayed at house to elevate the youngsters! Which in such a lot families it could be the mummy! Some couples nonetheless are not able to have enough money to try this despite the fact that even supposing they obtained a "colossal tax credit score." I am lucky adequate that my associate earns greater than adequate so I can keep at house - I will likely be getting Maternity pay from my paintings for nine months after which I plan to stick at house for yet another three months after which return to paintings facet time (only some hours every week) - As I believe this may occasionally support as going again to paintings after been a keep at house mom for five years could be tough going - so I believe it could be greater to preserve running a couple of hours every week. My little one will likely be at my moms or my companions moms even as I am running so I would not must pay for childcare like such a lot persons!

Answer 9

Wow..Well, I am a stay at home mommy and My husband and I Are low income people too. I would suggest you to go back to work cause it will be hard not to have that money you will need for bills and stuff! So I hope everything works out for you...please go back to work no matter if your mom will have to watch him you need the money!!!

Answer 10

Since mom watches him, why not try a part time job and see how it goes on a trial basis. That way you get the benefits (not getting him up so early and spending more time with him) without losing all of the income. Try it that way and see how it works out with the finances.