Left my old job, they not paid me monies owed so now stuffed for the coming month! what can i do?Money needed

Question

resigned from my old job, they owed me about 1k in commision, due to start my new job next week in london, just been paid and they have only paid half my basic, (fair enough i left after 10 days into the month by MUTUAL consent) but haven't paid me any commission they owed me. Before i left I checked the system and they were due to pay me. Other commisions (about another £400) would be held for 3 months in case any cancellations happen. Also they owe me holiday pay as well.
This has stuffed me up as i am due to start a job in london next week and now can't afford to pay my monthly outgoings, let alone find a couple of hundred quid to get to london and back each day for a month. Therefore i need to get some cash and quick. I haven't a good credit rating due to recklessness as a 18yr old so can't borrow the cash. Any ideas?

will get onto CAB to try and get money back but that will take a while to sort out!

i completed all the deals, all the way through to the end, one deal i signed up in feb this year and because of **** ups by the company only just got it through, but that not been paid either!

i have got a database of existing customers, what kit they have and how much they are paying, should i sell this to the main competitor?

Answer 1

The short term problem is lack of cash for next week. The only way to get any money from your old employer that quickly will be to call in and speak to someone in payroll. If they agree money is owing they may be able to advance at least some of it. Alternatively, you will find out why they did not pay you.

Assuming they give you a reason (excuse?) you will come away empty-handed. So you need cash for the coming month.

Don't you have any cash at all, other than your half pay? You need to prioritise your spending for this month. Are there any payments you can leave for a while or reduce?

You must pay your rent or mortgage, council tax and utilities.

Cut down the spending on food. You must have a storecupboard. Try to use as much of that as possible even if some of your meals are weird combinations. You might find something crazy you like!

Pay the minimum amount to any credit cards.

Don't even think of buying lunches in London. Take a sandwich or some fruit.

Don't go down the pub. Blame the change of job or invite friends round to your place. Get them to bring drink with them.

I'm sure you can come up with other things. Remember, it's short term and will be easier when the new pay comes through.

Longer term you have two things to do. Get any extra money from your old employer which, according to what they tell you when you ask, may involve taking them to the Small Claims court.

Secondly, learn from this and make sure you build up an emergency fund to tide you over situations like this.

Answer 2

I'm in the US, and here's what we do. If you have a way of proving your commissions then contact your attorney and have them write your old employer a letter. The alternative is to phone the old employer and talk with your boss and have them intercede for you. Another alternative is to get a copy of your proof and you write them a letter (certified mail, return receipt); tell them you want your money and ask them to send as soon as possible so the both of you can move on with your lives. Normal time for responding is 30 days, although 60 could be proper in some places. If they don't respond you may have to take them to court (if under $5,000 here it's small claims court and you don't need an attorney for small claims court, you can represent yourself). Either way it "may" take some time. In the meantime people usually borrow from their families...and maybe your family can borrow from their savings account (to help you get immediate cash for your needs) and you sign a note that you'd repay them by a certain date.

Answer 3

Many companies that pay commission will only consider the commission due to be paid in full if the employee takes the sale from "cradle to grave". If this is the case for your previous employer, they may not feel that you are owed these commissions since you left prior to the final steps of the sales process.

Answer 4

I will recommend you to check first your credit report and then visit websites like

http://www.moneysupermarket.com

http://www.financecomparator.co.uk

& if it is not working

Then visits:

http://www.hotrecruit.co.uk or gumtree.com (job section) (they ve got jobs with tips paid on the day) - This might solve the immediate cash flow problem)

You can also email me.