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how can i?

2007-09-26 12:01:15 · 10 answers · asked by Anonymous in Business & Finance Credit

10 answers

The last thing a 16 year old needs is a credit card. At 16 you do not have enough control to use one. Get a pre-paid credit card.

2007-09-26 12:47:32 · answer #1 · answered by Leo F 4 · 1 0

Some Credit Unions allow 16 year olds to get a 'secured' credit card. This means with a parent you put money in a savings account. You must keep this money as security in the account. Then you get a credit card for the amount usually $300.00
You need to do this for at least a year, but as you are responsible with your credit your limit will increase.
Good luck

2007-09-26 12:33:04 · answer #2 · answered by luteachris 4 · 0 0

Don't get one! However you may be able to get a bank debit card if you have an account at the same bank. It may just be a debit card. It's probably the wisest choice for a 16 year old.

2007-09-26 12:12:48 · answer #3 · answered by Emma S 2 · 0 0

You cannot have a credit card because you have not yet reached the "age of ascent". In other words, you are not 18 years old and cannot legally enter into a contract.

2007-09-26 12:10:21 · answer #4 · answered by cptdrinian 4 · 0 0

You can't. Still time for Credit Card's troubles.

2007-09-26 12:10:30 · answer #5 · answered by Anonymous · 0 0

The simple answer is that you can't. It is illegal to provide a minor with a credit account UNLESS you are placed as an authorized user on one of your parent's cards.

2007-09-26 12:04:55 · answer #6 · answered by Reno P 1 · 0 0

just apply online.. just about anyone can get a credit card thorugh this site :

http://preferred.ecreditdirectory.com/

2007-09-26 15:06:49 · answer #7 · answered by Anonymous · 0 0

You can't by yourself. Tyr to establish something through your parent's banks. I am sure they have some type of accounts for students.

2007-09-26 12:06:26 · answer #8 · answered by Anonymous · 0 0

Your parents can get you one but don't use it more than you can pay off when the bill comes. Getting into debt is easier than getting out.

2007-09-26 12:06:05 · answer #9 · answered by shipwreck 7 · 0 0

You cant. Unless your parents you give you one under their account.

2007-09-26 12:04:24 · answer #10 · answered by Tristana 3 · 0 0

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