my friend thought his insurance covered him to drive other cars, which it does not. a speeding fine arrived on my doorstep and i put his name on the form with his irish address, stating him as the driver. the west midlands police have contacted him and asked for valid insurance certificate. as he is not able to provide this, so apparently i face 6-8 penalty points and hefty fine for letting him drive without insurance.
is there anyway out of this?
2007-09-26 08:40:13 · 14 answers · asked by dominbrum 1 in Cars & Transportation ➔ Insurance & Registration
it may be a new law but if it happened before last monday the day the law was introduced, the new law is invalid no UK LAW CAN BE RETROSPECTIVE so in actual fact you have committed no offence under that law.and I am not entirely sure you can be summoned for allowing him to drive without insurance. he was the one driving did he admit the speeding offence if so the no insurance as nothing to do with you at all.
he was the offender not you,
2007-09-26 09:17:51 · answer #1 · answered by Anonymous · 1⤊ 1⤋
1
2016-09-25 03:32:58 · answer #2 · answered by ? 3 · 0⤊ 0⤋
This is typical of certain aspects of the law. I do not know anyone who checks a Friends insurance before letting them drive there car. in my case it is easy, it goes on my insurance or they do not drive/If your Friend has a cover note he should send it to the police and let them work it out. You may get away with a fairly heavy fine and no points. A solicitor may well be able to help you, after all you did see his insurance and believed it to be in order didn't you? After all you are not a car insurance specialist but an honest citizen doing your best to comply with the law. I do not know if you would get away with that augment or not but take proper advice
2007-09-27 01:46:39 · answer #3 · answered by Scouse 7 · 0⤊ 0⤋
you shouldn't have let him drive, and when you got the fine, you should have paid it or made him pay. I know that doesn't help you now, but perhaps you could go to the station/office and explain that you were not aware that he was not covered to drive your car. They might sympathise and let you off with a warning (and of course the speeding fine), but i wouldn't hold your breath. Good Luck
2007-09-26 08:47:05 · answer #4 · answered by Flit 5 · 1⤊ 0⤋
Some friend, he should confine his speeding to his own car. At the very least, he should pay any expenses incurred by you now and in the future. I'm Irish by the way.
2007-09-26 08:52:21 · answer #5 · answered by Margaret C 2 · 2⤊ 0⤋
Did he have your permission to drive the car? That could be your only way out.
2007-09-26 11:01:17 · answer #6 · answered by rann_georgia 7 · 1⤊ 0⤋
You have admitted your guilt by putting his name to it ..You should have checked his insurance documents
So there is no way out sorry
Most lessons are learnt the hard way
2007-09-26 08:45:31 · answer #7 · answered by Anonymous · 3⤊ 0⤋
Does your insurance not cover him?? Do you have full coverage?? If so, you could play the dumb card and be like "well I thought he was covered under MY insurance.." It's a misdemeanor so you can maybe get out of it!
2007-09-26 08:48:45 · answer #8 · answered by brooklyn7582 5 · 0⤊ 2⤋
hi relies upon, If it grow to be a speed digicam, then you definately because of the fact the registered keeper may be despatched the cost ticket, you could the two settle for the effective and factors on your licence, Or deliver them the call and handle of your chum who grow to be utilising on the time, in spite of the undeniable fact that the 2nd selection is effective till they locate out the landlord grow to be not the driving force at which factor they could initiate asking questions approximately coverage? for that reason the cost ticket may be coming to you on your call because of the fact the landlord of the automobile. It gets extra complicated if he grow to be stopped via the police. he will ought to have given his call and handle and could have shown his licence, As he grow to be not the landlord he will have gained a producer (A cost ticket from the police who stopped him to circulate to a police station interior of 7 Days with evidence that he grow to be insured to stress the automobile on the time). whilst he can not gain this he will then at once be charged with the utilising with out coverage, At which factor they're going to touch you in looking out in case you gave him permission to stress the automobile or not? in case you assert No he additionally will face costs for Taking with out the vendors Consent (Stealing the automobile). in case you assert sure you ought to be charged for permitting him to stress it with out coverage. Andy C
2016-12-28 04:16:08 · answer #9 · answered by lamp 3 · 0⤊ 0⤋
Yup ! Stranraer is the best way out.
2007-09-26 08:46:12 · answer #10 · answered by Anonymous · 1⤊ 0⤋