Given the fact that i cannot work in US for another couple of years, and my husband earns only 2500/month. I am 28 and don't want to delay the baby too much. Is it wise to plan now or wait till my husband gets a better job?
2007-09-25 07:04:53 · 25 answers · asked by Anonymous in Pregnancy & Parenting ➔ Newborn & Baby
is he in debt?
You have to come up with a budget. See how much yruo bills are and your monthly expenses.
Taking care of a baby you need at the bare minumum of $400 a month to take care of the minimum necesities of diapers, bottles, formula, wipes and clothing.
You can go to a second hand store and get gently used or new clothes for a fraction of the price. There is a program called WIC in which they will give you formula for your baby and food for you.
Good luck
2007-09-25 07:19:01 · answer #1 · answered by Blunt 7 · 2⤊ 0⤋
Well, thats a lot more than a lot of people have, and their kids are fine and they live happy. But its really important that you can deal with it. You may need to sacrifice some spending, as does everyone that has a child. 28 is a good age. I had my first and we only made 1600 per month because my wife didnt work/was going to college. Our children are very happy and so are we. People put too much into worrying about money. Money comes as you get older, thats just the way it always is.
People always ask this question, if you were making 5000 per month, you'd have bought a biggger house and have nice cars, but you'd still need to worry, is 5000 enough?
2007-09-25 14:13:01 · answer #2 · answered by billgoats79 5 · 1⤊ 0⤋
Our income is only $2500 a month and we have 3 children. We are not on any government financial assistance programs, all of our bills are payed on time, plenty of food on the table, nice clothes on our backs.... We bought a new car (payments are $410), we rent a house (rent is $776), and we have two small credit cards (less than $2,000 in debt). That's it. The rest of the money goes towards monthly bills like cable, phone, gasoline, groceries... things like that. We don't have a life of luxury, but we have all the necessities and are incredibly happy and healthy. Can't ask for much more than that.
2007-09-25 14:15:11 · answer #3 · answered by Anonymous · 2⤊ 0⤋
I think that you should start planning for a baby now. You never know how long it will take you to conceive. But you also have to consider your cost of living - how much is your rent? your monthly bills? other expenses? How much is left over at the end of the month? If you are able to save money at the end of the month, you'll be able to afford the baby.
2007-09-25 14:10:31 · answer #4 · answered by Anonymous · 0⤊ 0⤋
I personally would feel more secure if I was bringing in more money before I brought a child into the world... but there are lots of people who do it anyway and seem to manage... even though I really don't agree with how some of them manage, mooching off the government and all. But I also have always heard you can't plan a right time for a child.. you can't save enough money to have a child... it if it happens it happens...
2007-09-25 14:09:36 · answer #5 · answered by ~Lizzy~ 3 · 0⤊ 0⤋
I think their would only be a few hundred babies born in the world if we all went according to income. Who has enough to have/raise children nowadays unless we are born with it? Do not let that determine being blessed with a baby. Focus more on preparing to conceive by living a healthy lifestyle, and then praying for a healthy pregnancy... I don't work and depend on my husaband alone to support me and our children. we have everything we need; a beautful roomy, comfortable home, clothes on our back (cute ones!) food in our stomaches, and a dog! These things have a way of working themselves out, trust me.
2007-09-25 14:34:45 · answer #6 · answered by mommieaqueen 2 · 0⤊ 0⤋
It depends on were you live, in some cities/states that's a lot of money, in others it's low income. You have to ask yourself; Do we have extra money every month? Enough for food, diapers, ect. when the baby comes? Good health insurance?
If you want a baby, you'll find a way to make it work. Good luck.
2007-09-25 18:48:31 · answer #7 · answered by Anonymous · 0⤊ 0⤋
I had NO money..my kids are just fine they are all healthy they all know how to love and be loved..We lived penny to penny but my children are wonderful adults..they did not expect things they wanted they got what they needed..my children appreciate everything they got for every holiday because they knew how hard it was to optain and that money does not buy happiness..Have a baby and LOVE your baby..that's most important resource in the world..By the way I also had 3 children and only made $2200 a month..
2007-09-25 14:16:45 · answer #8 · answered by Crazy cat lady >^ ^< 4 · 2⤊ 0⤋
Have it and get over with it is best than to wait for it. When you are young you have more energy to run around with them than when you get older. Later you can relax once they have grown big and responsible.
Regarding the limited income .. i think the government gives you some allowance fro your baby depending on the household income. And of course you will have to sacrifice a bit for your child and cut down on expenses.
2007-09-25 14:14:52 · answer #9 · answered by annie 2 · 0⤊ 0⤋
Well that would depend on how much your monthly expenses come to including rent etc.
Another big issue is health insurance, do you currently have it. I do not think people should have kids and just rely on the state for insurance, one of the parents should get a job that has medical insurance.
2007-09-25 14:08:58 · answer #10 · answered by Miss Coffee 6 · 0⤊ 0⤋