I was in a car accident and he has no insurance i only have liability it was his fault he was drunk. He didnt show up for his cour They told me i cant take him to court yet untill his own courts are over i been with out a car and have a baby that will start preschool soon. What can i do i need my car fix
2007-09-24 10:51:26 · 8 answers · asked by lucerot27 1 in Cars & Transportation ➔ Insurance & Registration
Sounds like you need to talk to your lawyer (or get one if you haven't got one already).
2007-09-24 10:53:14 · answer #1 · answered by gilgamesh 6 · 0⤊ 0⤋
Check and see if you have Uninsured Motorist coverage. Most states, require you to carry liability and Uninsured Motorist.
If you do not have that - the only thing you can do is sue him. Of course, he has to have assets to take. Waiting until he has been convicted of DUI will strengthen your civil case.
If your car is not worth much - you can sue in small claims court (Judy Judy, Peoples Court type stuff). Again, you can get a judgment but he has to have assets to get paid. You can't be blood from a turnip.
Depending on the age of your car, model of your car and amount of damage - it may be a total loss. If your car was towed - the tow yard is charging for storage per day and the tow bill. You may be able to sign your title over for the charges. But make sure to get photos of your car's damage. Even though you do not have collision coverage - your insurance company can inspect your car and write an estimate for you on the damage and will be able to give you an idea of the car's value,.
2007-09-24 18:32:05 · answer #2 · answered by Boots 7 · 0⤊ 0⤋
Man, this sucks. :(
Be ready for no money from this person. He couldn't afford insurance and probably can't afford to buy you a new car. I would try to find a mass transportation solution until you can save a bit of money. You can pick up something for under $1000 that will get you there and back, but be careful because you may be spending more on repairs. :(
Good luck, I feel for you on this one. That just sucks.... I hope that guy gets hammered in court.
2007-09-24 18:00:24 · answer #3 · answered by J G 4 · 0⤊ 0⤋
Turn in a claim under your own insurance. Even if you have liability only coverage, you should also have "uninsured motorists property damage" coverage. It usually carries a $250 deductible, and costs less than $20/year.
If it is not already on your policy, you should have it added. All states vary on coverage, but I'm betting that the coverage is there. Call your agent.
2007-09-24 18:18:02 · answer #4 · answered by skcidxusoohay 2 · 0⤊ 0⤋
sorry to say, but it sounds like the only option you have until you can take your "friend" to civil court to sue for damages is try to borrow money from someone else to get your car fixed enough to drive it.
that really really sucks and i wish i could help you out. Can you carpool with someone or borrow other people's cars?
2007-09-24 17:54:40 · answer #5 · answered by FIGJAM 6 · 0⤊ 0⤋
Ya, I would get a lawyer if I were you. They will not charge you upfrint, but will typically take 33% when they win your case for you. Good luck
2007-09-24 17:55:07 · answer #6 · answered by bushnana 6 · 0⤊ 0⤋
CIVIL SUIT, GARNISHMENT OF WAGES, LIEN ON HIS PERSONAL PROPERTY AND LIEN ON HIM.
YOU SHOULD HAVE UNINSURED MOTORIST ALONG WITH YOUR LIABILITY AND USE THAT.
I NOW ITS HARD TO GET BLOOD FROM A ROCK BUT YOU CAN MAKE HIS LIFE A LIVING HELL.
DO THIS YOURSELF AND DON'T HIRE AN ATTORNEY BECAUSE YOU WILL THEN BE LIVING A LIFE IN HELL.
2007-09-28 17:21:05 · answer #7 · answered by Anonymous · 0⤊ 0⤋
go nick another one. bye bye from the uk.
2007-09-24 18:00:25 · answer #8 · answered by kenneth w 5 · 0⤊ 0⤋