My husband decided to go back into the Military. He joined the Army. We have our bills paid up until the end of September but we Don't have any idea how we will pay Octobers bills. I tried to go to Army relief but the gave me a number of reasons why they couldn't help us. My husband won't be fully processed for 30 days then I don't have a id card and no power of attorney. We need 2500 dallors and fast. what do I do?
2007-09-24 09:01:56 · 19 answers · asked by dreamover24 1 in Politics & Government ➔ Military
we can't ask family. My husband doesn't have one because he's adopted and I come from a poor family.
2007-09-24 09:03:43 · update #1
I have a job but it only brings in enough money for daycare and two of our bills
2007-09-24 09:08:22 · update #2
Since your husband is a new enlistee, there is some protection you can use under the Servicemen's Civil Relief Act. Please see the link I provided and read the information. If you have questions after that, email me...
2007-09-24 09:12:21 · answer #1 · answered by dr_law2003 3 · 0⤊ 0⤋
As people have mentioned, you could get a job....but even if you were hired today you likely wouldn't have a paycheck for 2 weeks. Here are some other things to try.
-Call all your creditors and explain the situation. If you have a good payment history, most will allow a late payment, some will even wave any associated late fees.
-call your credit card companies and try to get the limit raised on your card. If you explain the situation and have a decent payment history, most will comply. If you don't have a credit card, many banks will give you 500 limit even though you don't have a job.
-hold a yard sale or take some old clothes to a consignment shop to get some money for them. This won't get you alot of money but every little bit helps
-Where i live we have agencies called 'labour ready' and 'man power'. The way they work is you go in and they assign you a temporary job (normally temp work at a factory or something like that). Many of these places pay you at the end of each days work... and you get to choose which days you work and how long you can work for. This way you could get paid immediately.
-There is probably a food bank in your area. Not having to pay for food would allow you to put every cent towards your bills. If you don't know where the local food bank is, call any church in your area, they'll know. If you don't get an answer, leave a message.
Don't worry too much. You'll do fine. Many people have been in your situation and pulled through.
2007-09-24 09:16:46 · answer #2 · answered by kellyoribine 2 · 2⤊ 0⤋
Unfortunately, this is something that should have been dealt with before your husband left. it may be they didn't explain how the pay would work initially. It does take time for the system to kick in and even his first few checks may be less than you expected as he will have to "pay back" the money the military fronts new recruits for uniforms and such. Also, you won't be eligable for the housing allowance until he makes tech school. You should have had a military ID before he left. You can still get a power of attorney...your husband will have to talk to his TI to get time to take care of it. Unfortunately, you are in a tough spot as the military does not recognize you as a dependent yet. It is possible for you husband to ask for a pay advance, with it paid back over the span of a year. However, loosing $200 a month at that paygrade will hurt. I would suggest you contact all the companies you have monthly bills with and explain what has happened. Some may be willing to work with you. I do tend to agree with some of the others...you are going to continue to have problems even after he is paid. As a newly enlisted, his pay won't be much more than $1200 a month and, depending on where he ends up stationed, your housing allowance won't be much over $1000 (and that is only if you are sent someplace with outrageous housing costs like LA or DC). No enlisted makes $2500 a month to start...either your husband has not been honest with you or there is something fishy going on. Either way, I wish you luck.
2007-09-24 14:39:08 · answer #3 · answered by Annie 6 · 2⤊ 0⤋
Ask for an extension (more time) to pay your bills. Pay the ones that you feel are most critical. Why don't you have an id card or power of attorney if you are married? I thought the recruiters were offering all sorts of money to join. You need to go talk to your church or any non-profit that helps people in your situation. Next time, do some planning before making these decisions. They won't give you $2500.00 dollars so expect to come up with other ways to make it such as garage selling, selling a second car, getting a second job (if you don't have a job, you better get one).
2007-09-24 09:15:39 · answer #4 · answered by Twilight 6 · 1⤊ 0⤋
There is something SUPER fishy here...You need $2500 for bills for ONE month??!!! If you have that many financial obligations that Army wouldn't have enlisted your husband since he won't be making that much. He would have to have received a financial waiver just to get in. He's not going to be bringing home $2500 a month, you are going to drown in debt! This is exactly why Army relief won't help you. Also if he is prior military than it doesn't take 30 days to get your ID at the most it would be two weeks. No POA? What is wrong with you? And him? This is a joke!!! Someone just wants money!
2007-09-24 09:47:16 · answer #5 · answered by mustangsally76 7 · 2⤊ 1⤋
My best advice is to first gather your bills and call your creditors. With some credit cards, loan payments and car payments, they'll let you defer a payment for one month and all you have to do is pay the interest of that month. your loan simply is extended one month. Most will work with you as long as you call them in advance and explain the situation. Just be up front with them and give them a good idea of when you will bring your bills current. And of course, as a very very last resort, there is always the dreaded payday loans. They are very high interest, but they can give you an infusion of cash. I wouldn't recommend this unless you really have no other alternative. Good luck.
2007-09-24 09:15:41 · answer #6 · answered by mark_c_sterling 2 · 2⤊ 0⤋
$2,500 is an awful lot of money but I do know that the Salvation Army will help -- and probably - especially in this situation. I know they won't just hand you $2,500 probably. They helped us with rent when we went through a bad bad time (and I ALWAYS give back to them when I am able).....not as much as they helped me though -- just because I'm not able.
My son is almost a Navy Corpsman and I know what you're going through -- hang in there but try the Salvation Army -- just have back-up papers (like why you aren't working, if you aren't and if you are, bring pay stubs, bills) -- you will need to make an appointment I'm sure -- we did.
2007-09-24 09:07:29 · answer #7 · answered by butterfliesRfree 7 · 0⤊ 0⤋
Besides the obvious, job, saving and so on. You should consider selling some of your husbands toys: Stereo, car, tools. Since he left you holding the bag. Also, call those creditors and let them know their payments will be late until your husband starts getting a regular paycheck.
It's hard for me to understand how, in this day and age, your spouse could leave you in such a bad way. Why didn't both of you sit down and figure this stuff out before he enlisted or went full time?
2007-09-24 09:09:43 · answer #8 · answered by ggraves1724 7 · 1⤊ 1⤋
If you explain to the companies concerned BEFORE you owe them the money, i think they'd help you work thru the situation, especially as your husband is going back into the Army- secure, respected job etc.
2007-09-24 09:07:48 · answer #9 · answered by Anonymous · 1⤊ 0⤋
I feel sorry for you.
You have a husband who is a poor planner and provider.
Sounds like he is going into the army to escape his home situation from the limited information you gave us.
Try the welfare office and if they can't help, it sounds unfortunately, like your husband has just ruined your credit too-boot.
He doesn't sound very responsible to me.
g-day!
2007-09-24 11:35:51 · answer #10 · answered by Kekionga 7 · 1⤊ 1⤋