i pulled it 2 months ago, so i know i can't get it again for free or can i??
there were a few things on there i was wanting to dispute, but i didn't have the time right then and as time went on, i kinda forgot until now that i am appling for a loan. however, i was denied about 4 weeks ago on one thing. i know when you are denied, you can request it for free. also, i have lost my confirmation number from the freeannualcreditreport website.
is there anyway that i can access it again w/o paying for it? and w/o the comfirmation number?
is there a way to request it online since there was a denial 4 weeks ago?
2007-09-24 08:03:17 · 6 answers · asked by Anonymous in Business & Finance ➔ Credit
AnnualCreditReport.com is the site to get free online credit reports -- one from each of the three credit bureaus. Did you get just one report or did you get all? If you only got one, you can get the others.
If you were turned down, I believe you have to write and send a copy of the turn down notice.
FreeCreditReport.com is another site but you have to sign up for their monitoring service which is a pain to cancel. Many people get this site confused with AnnualCreditReport.com.
2007-09-24 08:09:36 · answer #1 · answered by bdancer222 7 · 1⤊ 0⤋
I know a way you can do it but it might take longer. If you already got you credit report and you did not dispute some items on the internet you can do it by mailing in an informal letter detailing the items to be disputed. For example if you have a sprint account # xxx that you want to dispute lets say because it does not belong to you. Write the sprint account number on the letter and a brief summary as to why you think or know it is not yours. The credit reporting agency that you write to will investiage within a few weeks and they will send you an official letter by mail showing that the item you disputed has been investigated and has been removed from your credit report. Keep the letter they send you so you can use it as a reference or proof when applying for loans or mortgages.
2007-09-24 08:11:08 · answer #2 · answered by Juan 1 · 0⤊ 0⤋
There are 3 agencies you can pull ONE of each every 12 months, one free each year.
Pull Experian in Janbuary, then pull TRW in June and then in September Equifax
No not after 4 weeks, thats the limit
2007-09-24 08:16:58 · answer #3 · answered by god knows and sees else Yahoo 6 · 0⤊ 0⤋
verify to apply the stable internet site to get your annual report. some agencies promote that they are those to furnish you your report and you unwittingly sign in for some thing you never wanted, and you will finally end up paying.
2016-10-05 07:08:07 · answer #4 · answered by ? 4 · 0⤊ 0⤋
Since you were just denied, call equifax, experian and transunion and request a copy.
http://flavaofblog.blogspot.com/2007/04/30-tips-for-working-from-home-jobs.html
2007-09-25 03:56:56 · answer #5 · answered by Anonymous · 0⤊ 0⤋
call each agency directly and tell them you were denied credit
www.creditinfocenter.com
2007-09-24 08:07:51 · answer #6 · answered by Anonymous · 0⤊ 0⤋