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2007-09-24 07:03:36 · 3 answers · asked by philip g 1 in Business & Finance Credit

3 answers

Are you looking for a credit card that won't check your credit? Won't happen. Your only option would be a pre-paid card. No credit extended, no credit check needed.

2007-09-24 07:10:58 · answer #1 · answered by bdancer222 7 · 0 0

There aren't any basically! No one is going to lend you money without seeing whether you can pay it back.

However, they're are cards for people with bad credit, but these come with a higher rate of interest as theres more risk to the lender. These have lower credit ratings as well.

The best one to try is Aqua who are most likely from experience to give you a card, then capital one, then vanquis. All the urls are listed below.

However, don't try and apply for more than 2, or 3 at the most in the space of 6 months. It looks like you are desperate for money and will end up with automatic rejections and will lower your credit score.

If you just need a card to be able to buy online for example, a prepaid debit card could be your solution. You don't get credit, so you have to top up the card with money before you use it (like a mobile phone), but apart from that it gives you all the benefits of a normal debit or credit card. These can be topped up using an existing credit or debit card, or by cash at the post office or paypoint outlets.

Again I`ve put a link to a site that offers a number of these cards, and you can compare the rates to find the best ones for you.

2007-09-24 14:48:23 · answer #2 · answered by Anonymous · 1 0

as per the 1st answer

CREDIT card requires a CREDIT check, note the theme here regarding CREDIT.

they even do a CREDIT check for a debit card because it also uses the visa CREDIT system.

so unless you want to go pre-paid you are not going to get one. alternatively you could try someone like capital one who will charge you loads of interest and may make you pay a deposit and give you a low limit, but at least you can start rebuilding credit history and buy online.

2007-09-25 05:55:51 · answer #3 · answered by alatoruk 5 · 0 0

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