Rental Property?

Question

I was notified several weeks ago of a leak originating from the 2nd floor laundry room to the 1st floor ceiling, causing 6k in damage. The tenant does not believe they caused the issue, however written statements from a general contractor and plumber identified no signs of burst or leaky pipes. Leak was directly under tenants washer. I would like to remain my insurance dedubtible for this. Can I wait till the end of their lease (6 months from now) or do I have to try and collect no. I rather wait, so they don't try and retaliate since they are claiming it is not their fault. I don't have a problem paying if its my fault, but simply this is not the case. Your suggestions and thoughts are apprecited. Thanks

Service Pro has already taken care of the problem - mitigating and removal of water (drying process has been complete). I am in the process now of hiring a contractor to replace drywall and repaint 1st floor ceiling and subfloor in utlity room. QUESTION: Is it advisable to ask the tenants to pay the cost for my insurance deductable now or wait till the end of their lease for fear of the tenants causing additional damage. Deductibile is 1k. thanks.

Answer 1

How much proof do you have that the tenant's washer was at fault? You should approach them now on this issue. Your biggest problem is that unless they admit their washer is the cause of the water damage, you don't have proof.

The washer drain line could have backed up and caused the flood. That would be your plumbing, not their washer.

Answer 2

Insurance, and the tenant's liability for damages, are two different things. You can hold the tenant liable for damages but not file a claim with your insuror, especially if you will recover little extra once the deductible is applied.

You will need proof to attempt to charge the tenant or to withhold the damages from the tenant's security deposit. What did the plumber think caused the leak based on what he saw up there?

If no repairs were made to the water/drain lines and if the drain line did not have to be cleared, you have a better case. But who owns the tenant's washer? If you do, and the washer leaked or wasn't hooked up properly then it could be your problem.

Answer 3

It's very hard to prove who's fault it was first. Secondly you need to take care of it NOW. water damage can cause mold and spors and if they are aren't the best tenants they will take that to court and it will cost you even more. I am in Property Management and have seen this happen. Infact I would pay the extra money to have a professional come in and clean the damaged area like Servpro, they have a $500.00 fee but this usually takes care of things and they sign of on it if any of your tenants take advantage of you. Good luck!