i dont have much to put away but ive heard you can always save something, i want to save for many things like house, a car, basically want to save money to have a cushion for emergency reasons or just cause purposes. please give me your advice. thanx!
2007-09-22 09:05:20 · 10 answers · asked by Joy 2 in Business & Finance ➔ Investing
Here's a link to a really good list of ways to save.
http://www.freewebs.com/savingslist/
Check it out. There are a lot of good savings ideas there.
2007-09-22 09:30:22 · answer #1 · answered by mister_galager 5 · 0⤊ 0⤋
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2007-09-22 16:12:12 · answer #2 · answered by Anonymous · 0⤊ 0⤋
First, I completely respect the idea of saving money for things to do in future or for Emergency. Start saving something every month. Put them in a bank savings etc. Think that money is for emergency. Once you save to cover a emergency (Ex: losing job/medical emergency/Family emergency) then start saving for your future. Start increasing the amount you save. Never stop saving the minimum any month. You can also start thinking of investing. Investing is not greek or roman. It's common sense. You will surely do good. All the best.
2007-09-22 19:21:08 · answer #3 · answered by raghuveer50 2 · 0⤊ 0⤋
Automate the savings process. Participate in a 401(k) plan or similar retirement plan if your employer offers one. Your contributions will be automatically deducted from your paycheck. Have a fixed amount of money automatically transferred from your checking account each month into a savings account, money market account or other account which you don't readily spend. Automating the saving process means you're paying yourself first and building wealth.
2007-09-23 02:36:48 · answer #4 · answered by Uncle Leo 5 · 0⤊ 0⤋
Spend for the basic necessities ,
A clean , safe room with hot & cold running water instead of a large apartment .
Prepare most your food instead of buying restaurant food .
Take public transit as long as possible ( car insurance alone will kill many budgets ) .
Put the rest in a high yield account until you have enough to open a brokerage account .
Then you will have the big $$$$$ for the big purchases .
>
2007-09-22 16:23:12 · answer #5 · answered by kate 7 · 0⤊ 0⤋
Put the money that you want to save in a saving account with an interest rate(5%...etc) and keep adding money to your account each paycheck you get. or learn about mutual funds.
2007-09-22 16:10:50 · answer #6 · answered by Anonymous · 0⤊ 0⤋
#1 thing you can do is make a budget. You'll probably have to tweak it a few times, but this will help you see where you spend your money. Make sure to pay yourself first i.e. put 10% aside for investing/saving.
2007-09-22 19:02:36 · answer #7 · answered by Rich 2 · 0⤊ 0⤋
the last update from my poll, 45% of voters saved more than 30% of their monthly income. which is good. check yourself,
http://www.stock-investment-made-easy.com/basic-investing-rules.html
obviously, the more saving you have, the better. but it all depends on your monthly income and expenses. don't push too hard on yourself, but it surely pay-off to pay yourself first. use this method to understand how much you should save every month,
http://www.stock-investment-made-easy.com/retirement-planning.html
then only you can have good discussion on ways to save money. just my 2c.
2007-09-23 20:23:47 · answer #8 · answered by BigBen 5 · 0⤊ 0⤋
put 10%of your paycheck in the bank and leave it there, you be amazed how much money you will have after 20 years.
2007-09-22 17:17:20 · answer #9 · answered by Anonymous · 0⤊ 0⤋
resist spending money on food! it helps out a lot if you buy something at a grocery store vs. a fast food place :)
2007-09-22 17:24:14 · answer #10 · answered by sneaky 2 · 0⤊ 0⤋