2007-09-22 06:47:19 · 11 answers · asked by juliewhitestone 1 in Business & Finance ➔ Renting & Real Estate
Are you talking about bad credit on the address, ie on the tenants getting a CCJ during their time in the house?
If so, its not a problem. Although previously debts used to be attached to a property, affecting everyone in the property,this was changed as the system was blatantly unfair.
Now, debts are attached to a person only, and their debts move with them and will not affect anyone else around them.
So if a tenant had bad credit in your property, it will not affect your property at all in credit terms.
Unfortunately, people do not seem to realise this, and are under the impression that the old system applies, but this is not the case!
2007-09-22 07:40:24 · answer #1 · answered by Anonymous · 0⤊ 0⤋
To some degree it may depend on your locality. In New York all leans ( Judgment ) must be recorded with a county clerks office. The clerks office is open to the public. I am a NYS fire investigator and these searches are a common practice for me when there is possibility of fraud (Arson). If you are looking to purchase a property your attorney will do a title search. Other issues that are worth looking into are spill reports that are kept by state conservation departments and will show recorded fuel and other types of spills on that property. Good luck
2007-09-22 14:10:53 · answer #2 · answered by Louis L 2 · 0⤊ 0⤋
I think you mean "lien" instead of judgment. Liens are applied against property, judgments are applied against people. Your local county clerk, or whoever records property deeds will have this information recorded with the deed. All you need do is visit the office in person and ask to see the records. There may be a fee involved to locate the records. There definitely will be a fee for copies.
2007-09-22 14:00:49 · answer #3 · answered by rowlfe 7 · 0⤊ 0⤋
It may not be a judgement but in the U.S. liens are often filed against people and can hold up property when the owner tries to sell. Contact the Tax office.
2007-09-22 13:54:07 · answer #4 · answered by rann_georgia 7 · 0⤊ 0⤋
A creditor would not have been able to place a charge on a property not owned by the debtor. To register anything, they would have had to obtain a copy of the title deeds, and it would have been apparent to them that the tenant did not own the property. To put your mind at rest, you can get a copy of your title deeds from the Land Registry website http://www.landregistry.gov.uk for a small fee.
2007-09-22 14:39:15 · answer #5 · answered by isaulte 6 · 0⤊ 0⤋
Check with your county recorder's office. See if there are any liens or filings of liz pendens against the property.
2007-09-22 18:38:57 · answer #6 · answered by rlloydevans 4 · 0⤊ 0⤋
County Court judgements are heard in the local court so that should be your first point of contact. If they do not have the information you require then they will advise who would hold this information.
2007-09-22 13:52:08 · answer #7 · answered by john m 6 · 0⤊ 0⤋
Contact the Land Registry or your mortgage company
2007-09-22 13:50:16 · answer #8 · answered by Charlene 6 · 0⤊ 0⤋
Contact the land registry.
2007-09-22 13:56:13 · answer #9 · answered by Anonymous · 0⤊ 0⤋
Your tax assesor office will have the info
2007-09-22 14:13:24 · answer #10 · answered by Goodhead 3 · 0⤊ 1⤋