What did you pay for it ?
Any additional info is appreciated.
2007-09-21 15:14:32 · 6 answers · asked by Ski Freedom 4 in Pets ➔ Dogs
I have pet insurance for my 3 year old beagle mix. It's about $100 per year. I have the cheaper plan with VPI, and it doesn't cover routine stuff or spaying/neutering. Still, it's really cheap and they do reimburse you for vet expenses related to accidents, illnesses or injuries. My dog ate some chicken wings once and the insurance reimbursed me for the x-rays and stuff. I really like it because I know my dog will always have the care he needs even if I don't have money. I just have it in case of emergencies, which is what it's really good for.
2007-09-21 15:22:47 · answer #1 · answered by Bambi 5 · 0⤊ 0⤋
We have one dog and our cat on the VPI Standard Plan with the Wellness Rider (an extra $99 a year). The Wellness rider allows us to submit claims for routine exams and vaccinations. Each of the policies is about $20 a month. When you sign up you have to pay for the first and last month at the time, I believe.
If you're signing up an older dog, you may have to submit their health record because the insurance will not cover a pre-exisiting condition. Read the fine print about whether they cover breed-specific problems. VPI also offers a Cancer Rider too.
Like others have said, you still need to pay the bill up front and then you submit a claim for reimbursement. Each year VPI sends out a renewal notice and tells you what the monthly fee is. For my dog, I think it increased a dollar or two after he turned one, but it's stayed the same for the past two years.
2007-09-21 17:18:12 · answer #2 · answered by Skittle 2 · 0⤊ 0⤋
Nearly every pet insurance company requires you to pay the vet bill up front, so you'll still need money to pay the bill.
Personally I don't care for pet insurance companies. I'd rather take the money I'd put for a premium into a savings account. This way I've always got money on hand for pet emergencies, and it gains interest.
2007-09-21 15:26:02 · answer #3 · answered by Bindi *dogtrainingbyjess.com* 7 · 0⤊ 0⤋
I would reccomend reading the fine print, as the only dog insurance I'm familiar with only covers accidents. So if you find out your dog has a hip problem or other common dog issue it is not covered. So don't confuse this with people insurance which covers whatever wierd disorder us humans get (well, mostly). We dropped our pet insurance after spending almost 10K in one year on our 2 dogs and NOT having ONE thing covered by them. Total waste of money.
2007-09-21 15:56:52 · answer #4 · answered by emily 1 · 0⤊ 0⤋
I think putting your money in a saving account would be a better investment too. My dogs are agility dogs and a lot of pet insurance companies won't cover dogs involved in dog sports. Make sure you read the fine print!
2007-09-21 15:30:30 · answer #5 · answered by sclmarm 3 · 0⤊ 0⤋
i just went and joined Petcare Insurance and got the Quickcare Intermediate for Dogs. I will be paying $19 per month.. it's pretty good, no contracts, and though there's a $100 deductible, that still saves me a lot of money for illnesses, and accidents coz they cover 90% of the costs.. i think it's great to have peace of mind when it comes to my doggie..☺
2007-09-21 15:33:34 · answer #6 · answered by Anonymous · 0⤊ 0⤋