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how can i ensure i get a fair amount for my car ( a saab 9-5, 2001, that i had planned to drive for at least 5 more years, and have recently done a lot of work on it - e.g. new brakes, transmission, new tires, etc). i am to meet the insurance adjuster today. please help!

2007-09-21 02:15:43 · 5 answers · asked by ani a 1 in Cars & Transportation Insurance & Registration

5 answers

Take the receipts from the work to help verify the condition of the car. Print out some online valuations of the car, like from Edmunds and KBB.com. Use that information to push your case to make sure that they give you an amount similar to what those sites say your car, with the proper options, miles, and condition, should be worth. Good luck to you- unfortunately, totaling a car is an expensive business- you wont come out ahead.

2007-09-21 02:27:00 · answer #1 · answered by bmwdriver11 7 · 1 0

If they offer you between $5,000 and $6,000, they are offering fair market value to the car. The work you did on it would be considered maintenance, although you might get a small amount for the new tires, be sure to point them out, and if you have the receipt show that. Since the accident was your fault, and I assume they are paying on your collision coverage, it will be less the deductible amount you chose of course.

2007-09-21 09:50:27 · answer #2 · answered by oklatom 7 · 0 0

It is doubtful you will get anything above the "Blue book" value of your vehicle. Maintenance has very little to do with the value. Salvage the new tires before it is taken to the junk yard. You may need to remove two at a time and buy used tires to be placed on the rims.

2007-09-21 10:29:48 · answer #3 · answered by sensible_man 7 · 0 0

If you totalled your car and it was your fault, I don't think there is a way to get a fair amount. I totalled mine and was simply out of luck and got no help from anyone. I was without a car for over a year before I could get a new one. Good luck.

2007-09-21 09:23:40 · answer #4 · answered by katesolo 4 · 0 4

I would take receipts of the work you've done to the car with you to the meeting. Hopefully they'll take that in to consideration when determining the value of the car.

2007-09-21 09:24:04 · answer #5 · answered by Joe D 4 · 0 3

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