2007-09-20 17:19:16 · 3 answers · asked by Anonymous in Business & Finance ➔ Credit
Pay down your credit card balances to less than 30% of the available limit -- paying them off completely is better.
Check your credit report and start working to clear the negatives. Make settlement arrangements with the newest one and work to the oldest. Get any settlement agreement in writing and don't give them access to your bank account.
The older the debt, the more likely you can settle for less than the full amount. However, don't expect to make small payments and string out the repayment period. Lump sum offers get better deals.
2007-09-20 17:53:07 · answer #1 · answered by bdancer222 7 · 0⤊ 0⤋
You can raise your credit score.
First you have to learn how to eliminate bad spotd from your credit.
You can do it yourself or take help from experts.
Here are some tips How to Evaluate and Raise Your Credit Score
http://fhurl.com/b1420
Best of luck
2007-09-21 01:45:39 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Pay your bills on time, and eventually pay your creditors off.
2007-09-20 17:27:02 · answer #3 · answered by lady_bella 6 · 0⤊ 0⤋