I have a Imagine Gold Credit Card and it's the only one who I found that would give me a credit line without a deposit, are there any other?
I need to build my score and after research I see having 3 credit lines open is the best way to do it.
2007-09-20 14:49:51 · 7 answers · asked by festy1986 2 in Business & Finance ➔ Credit
With a score like that, 3 new credit cards ain't gonna do much for you.
Why is your score so low? Get a copy of your credit report and start working on settling the negatives. Start with the newest and work backwards to the oldest.
Your only hope of a decent credit score is either paying off all those negatives or waiting the 7 years for them to fall off your report.
Before you make your score even worse, applying for more credit cards, use the new one. Charge small amounts and pay if in full every month for about 6 months or so. Then try for another unsecured card.
2007-09-20 15:18:15 · answer #1 · answered by bdancer222 7 · 0⤊ 0⤋
520 Credit Score Credit Card
2017-01-12 14:41:57 · answer #2 · answered by berkey 3 · 0⤊ 0⤋
You're going to get a horrible deal going with any unsecured credit card company at a score of 479. I'd suggest putting up the money for a secured
2007-09-20 14:56:52 · answer #3 · answered by p0werm4n 1 · 0⤊ 0⤋
Unsecured bad credit credit cards
These credit cards have high fees, which makes them a costly proposition to own. But, the bad credit people have limited choices. If a person with bad credit doesn't have anything to offer as collateral or is unable to buy a prepaid or debit card. This is the only option that remains. However, on a positive note, this unsecured bad credit credit card offers the person a chance to rebuild his credit history. Check out alist of poular unsecured credit card at: http://www.credit-card-gallery.com/Guaranteed_Approval.html
2007-09-21 00:44:31 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Yes, there are several unsecured credit cards designed for people with bad credit. The continental finance & first premier are among the best.
2007-09-20 16:18:21 · answer #5 · answered by Anonymous · 0⤊ 0⤋
orchardbank.com, continentalfinance.com, tributecard.com. These cards are all unsecured. But, they have fees. Sometimes you have to pay a little to gain your creditworthiness. They all report to the credit agencies. As long as you are on time keep a low balance and pay on time then you will be OK.
2007-09-20 15:30:19 · answer #6 · answered by SandraD 3 · 0⤊ 0⤋
NO, THE BEST WAY TO IMPROVE SCORE IS TO PAY DOWN ALL DEBT AND BUILD UP SAVINGS.
STAY AWAY FROM CREDIT CARDS FOR 1 YEAR
2007-09-20 16:36:31 · answer #7 · answered by Ted M 4 · 0⤊ 0⤋