2007-09-19 23:48:01 · 7 answers · asked by Anonymous in Business & Finance ➔ Insurance
I'm assuming you have insurance through a parent's employment benefit package. Your parent should check with the HR department; plans vary by employer and by state.
Under COBRA, the insurer must make coverage available to you and you (or your parent) must pay a premium for the coverage.
This is an important question for all families; again, your parent should check this out with the employer.
2007-09-19 23:59:47 · answer #1 · answered by Barbara E 4 · 0⤊ 0⤋
Depends what state you are in. Many states are extending the age limit for dependents, even up to age 30 in some states. If you find yourself without coverage through your family or employer, you may want to think about getting your own individual policy, in case you have an accident or get sick. There’s a new company offering low cost individual health plans in Texas for young, reasonably healthy people. You buy into a plan at a super low cost with fixed benefits that will cover the typical activities and preventative care of a healthy person. Then, if something catastrophic happens, you have the option to get additional levels of coverage, even AFTER the event. A healthy 25-year-old male (and under) would pay under $100 a month for basic coverage. Check them out at http://www.precedent.com - Even if you’re not in Texas, my understanding is that they’ll be offering plans in additional states soon. I hope you find what you need!
2007-09-20 07:38:41 · answer #2 · answered by Chloe 2 · 0⤊ 0⤋
Not necessarily. Some plans cover until your 19th birthday, some stop at the end of the month you turn 18, some at the end of the calendar year.
Some plans will cover a full-time college student (with proof of attendance) until age 23.
It all depends on the plan and the allowances made by the employer.
2007-09-20 10:39:44 · answer #3 · answered by zippythejessi 7 · 0⤊ 0⤋
If you are talking about the insurance your parent's have on you through their employer, and are still in school or college (full time) then no. If you are not in school then yes.
2007-09-19 23:57:06 · answer #4 · answered by Debi 4 · 0⤊ 0⤋
Yes if it comes from your parents or from the state. If it is of your own already then It shouldnt change.
2007-09-19 23:56:37 · answer #5 · answered by Ricki R 2 · 0⤊ 0⤋
No. If you stay a fulltime student, you can stay on your parents' policy.
2007-09-20 02:10:35 · answer #6 · answered by Anonymous 7 · 0⤊ 0⤋
only if it says that in the policy
2007-09-20 10:49:09 · answer #7 · answered by Anonymous · 0⤊ 0⤋