Hard earned tax dollars worker!! becomes disabled!!!?

Question

aww I knew the answer to the ss ss you can't get both but had to confirm that one!! someone else was saying you could and I said you can't! thankx!

second question!

that I don't have answer to for sure!


57 year lady becomes disabled! she applies and she is receiving ssdisability benefits and when she turns 62 years old!(or age she wants to claim retirement), should she apply for ss retirement or does social security do it for her? do her benefits change? or they stay the same? (of course meaning it would be one benefit but now a ss and not a disability benefit)
I think they stay the same but im not sure!

Answer 1

From what SSA told my father, it transfers automatically.
They said what he gets for disability now, will also be the same for retirement benefits. With the inclusion of cost of living increases, of course.

**Just checked the Social Security Administration site and here's what they say:

Q: "I receive Social Security disability benefits. Will my Social Security benefits change when I turn full retirement age?"

A:"When you reach full retirement age, nothing will change, except for Social Security purposes, your benefits will be called retirement benefits instead of disability benefits.

Starting with the month you reach full retirement age, you will get your benefits with no limit on your earnings. These new rules apply for the entire year of 2000, starting in January."

Answer 2

You must actually apply for SS Retirement. The benefits would change effective with the date that retirement benefits are paid. In most cases they will increase.

Answer 3

I'm pretty sure they swap it over to ss retirement automatically, but you could ask them. I don't think it happens until your full retirement age, which is probably more like 67. Unless you're getting an SSD supplement for dependents, the amount will likely be the same when you switch over to retirement benefits.

Good luck.