I am on business trip and my company pays for rental car. But no insurance (CDW) thru the rental car. My company says any vehicle that employee rents for business is covered by the corporate insurance.
Now, I have scratched the rear door very bad against construction barrier (concrete block). The corporate insurance should cover for the damage.
My question is; does it affect my own personal insurance premium? Looks like I have to fill out a claim form with my DL# and own personal insurance info, too. And I am concerned this accident will leave a record on me? and cause a higher premium on my own insurance for the next few years? although it was a rental car and the damage will be paid by my compnay's corporate insurance?
Does anyone know? Thanks.
2007-09-18 01:39:24 · 3 answers · asked by Anonymous in Cars & Transportation ➔ Insurance & Registration
No it won't be on your record as the company insurance will take care of this, they just need your details as you were the driver at the time of accident. They might ask you to pay the excess.
2007-09-18 01:45:56 · answer #1 · answered by zeon2b 3 · 0⤊ 0⤋
It depends where you are - in the UK it may well affect your own insurance in some way (but they obviously can't take away any NCD you might have). This is because at renewal they ask if you have had ANY accidents (ie in ANY vehicle), not just accidents in a vehicle that was covered by your insurance.
2007-09-18 03:16:06 · answer #2 · answered by BabyElephant 1 · 0⤊ 0⤋
No it will not.
I would think the company will just pay for it if it is minor.
If not the companies insurance will cover it and you will
not be involved.
2007-09-18 01:47:30 · answer #3 · answered by Fuzzybutt 7 · 0⤊ 0⤋