I would prefer to have a place where I can do a trial period.
I ALREADY tried PRIVACY 1-2-3 and FREECREDITREPORT.COM. I can NOT get another free trial though them, but there has to be another place to watch your credit report.
2007-09-17 14:36:48 · 11 answers · asked by ♥ Mary ♥ 4 in Business & Finance ➔ Credit
Truecredit.com is the best place to go. For $15 dollars a month they give you unlimited access to all 3 credit reports and scores. The earlier comment from the supposed loan officer about harming your score when you check it is false. You can pull your credit report for your own use as many times as you want without any penalty. It only hurts your score when you are actually applying for credit.
2007-09-17 14:57:48 · answer #1 · answered by Scott F 2 · 1⤊ 0⤋
Dont give your SS# to anyone for credit reports, dont do them on line. Your info can be sold. multiple pulls lower your score. The bureaus will provide you with a free report annually. Dont feed into the paranoia about monitoring your score. Use a different # for your license number.
2007-09-17 15:13:59 · answer #2 · answered by ? 2 · 0⤊ 0⤋
Yourself is the best place to "watch" for your credit report.
If you know that you are very good in paying on time and you don't have any accounts in collection, then you should expect a good credit report.
It is bad to check your report everytime you feel like it - if you will not use it to apply for a loan, don't check it all the time. The bureaus will deduct points everytime you get a report about your credit..
2007-09-17 14:43:09 · answer #3 · answered by earth angel 4 · 0⤊ 2⤋
Those monitoring services are a waste of money.
If you space out your free reports from the 3 bureaus -- pull one every 4 months, you can monitor your report yourself.
2007-09-17 15:47:15 · answer #4 · answered by bdancer222 7 · 0⤊ 1⤋
www.equifax.com
www.transunion.com
www.expirian.com
those are the 3 official credit reporting agencies
u can go into any of those agencies and ask for your credit report they will send it to you for free
for free they just send you your status and your record
if you pay they will send you your credit score
2007-09-17 14:45:34 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Lifelock is the best. They prevent credit fraud from occuring- not call you after it happens like the rest. Check it out, I think its a good investment.
2007-09-17 14:45:56 · answer #6 · answered by j t 1 · 0⤊ 0⤋
Watch it do what? You want a credit report.
2007-09-17 21:38:34 · answer #7 · answered by Anonymous · 0⤊ 2⤋
www.myfico.com. You can watch your credit and it lets you know if there has been any changes in your score.
2007-09-17 14:42:27 · answer #8 · answered by L'teefaw 3 · 0⤊ 0⤋
lifelock.com works 4 me
2007-09-17 14:42:54 · answer #9 · answered by Anonymous · 0⤊ 0⤋
i use equifax 3-in-1. it works great.
http://efppublishers.com/Coastal_Financial_Solutions.html
2007-09-17 14:45:15 · answer #10 · answered by hi91977 3 · 0⤊ 0⤋