no rude answers please - I have $500 down for a car with a F as a credit score, please help, thank you
2007-09-16 15:48:47 · 10 answers · asked by Anonymous in Cars & Transportation ➔ Buying & Selling
It takes money to buy a vehicle, it takes money to insure, maintain and keep fuel in a vehicle. How are you going to do that with no job? No lender is going to finance you without positive proof that you have the means to repay them.
If you don't want rude answers, don't ask stupid questions.
2007-09-17 04:15:42 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Well don't go to one of those slick talking fast car salesmen at an off the wall car dealership first of all. I'd say if you can get yourself a job as close to home as possible, even if it's not what you want as long as you can walk to the job in a safe and timely manner and you can do, or train to do what they want, make alittle more money for a better down payment and then you'll be in a better position to get a good used car so you can get a better job and still be able to make the payments. Just make sure you have enough money to continue the payments before you look for another job before quitting the first one, or better yet look for a better job when you have your days off and then quit the job you have if you don't like what you have already. Goodluck.
Also with a bad credit score or no credit score it'll be easier to get a decent car with a bigger down payment, and some of the more reputable dealerships in your area will work with you, if you know which ones they are.
2007-09-17 00:23:14 · answer #2 · answered by Anonymous · 0⤊ 0⤋
The only way to obtain a vehicle with no job, bad credit and only $500 is to pay cash for a car. You've got $500, look for a $500 car and buy it.
2007-09-16 23:13:24 · answer #3 · answered by mccoyblues 7 · 0⤊ 0⤋
I think your question is more precisely "how can I get a loan with no job and bad credit?". Most likely you can't, but there's no way to know until you actually go out and apply for one. You can do this without going through a dealership. You can apply for a loan through virtually any credit union, bank, or online lender (eloan.com, lendingtree.com, capitoloneautofinance.com). If you are approved, expect a very high interest rate -- I would not recommend it.
Otherwise you could have someone co-sign the loan with you (if this is accepted in your area), which basically means they'd be on the hook for your loan, so it's not something to take lightly.
2007-09-16 22:58:59 · answer #4 · answered by nevergonnaletyoudown 4 · 1⤊ 0⤋
You can't possibly get a car in todays market....unless grandpa or grandma will Co-Sign their lives away....It's like this...in order to secure credit you must show the ability to repay or else no credit....
2007-09-16 22:56:52 · answer #5 · answered by RiverRat 5 · 1⤊ 0⤋
Get a $500.00 car. Try a local mechanic or the auction. $500.00 will not go very far, you better use the car to find a job immediately and get you a better and more reliable car.
2007-09-16 22:56:57 · answer #6 · answered by 2Cute2B4Got 7 · 1⤊ 0⤋
well if u live in los angeles california u could look in the recycler classifieds.I bought a 1995 honda civic 4 $500.00 its lowered,got rimes,and it had 3000 miles on the engine with real minor body work.Just look in ur neighborhood classified ads.
2007-09-16 22:58:42 · answer #7 · answered by JOKES 1 · 1⤊ 0⤋
You couldn't even get a credit card with $100 limit.... what makes you think you can get a car???????
2007-09-17 00:06:20 · answer #8 · answered by Anonymous · 0⤊ 0⤋
i have a 1994 eclipse you can buy that runs fine, just burns alittle oil for 400--it was my kids and hes at college--i paid 1200 its green and sporty--its all yours if you want, just let me know
2007-09-16 22:54:32 · answer #9 · answered by novasupersport70 1 · 1⤊ 0⤋
Buy here pay here. You gots to have a job though!!!!!!!
2007-09-16 22:53:41 · answer #10 · answered by Dave 2 · 0⤊ 0⤋