How much do you pay for a health insurance in a year?

Question

And what covers it? Thank you.

Answer 1

When I left my last position ,
(employer always paid , I always looked for a job that had it ) ,
The offer for the COBRA health insurance was about $850 per month for a single person .
It was the 80 /20 type , where the insurance pays 80% and the person pays 20% of doctor visits .
But 100% on authorized hospital care .

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Answer 2

We just got new coverage through my husbands work, they pay for him and we have to pay 300 dollars a month for me and our 2 kids. There is a 20 dollar co pay.There is no deductable when we use the doctor we chose when we signed up, and they pay 90 percent of our bills. If we go out of network our deductable is 500 dollars. Before that I had personal coverage for me (im 22) it was 166 dollars for a 500 dollar deductable and they paid 80 percent of the bills after I reached the deductable, I also had a 20 dollar copay at the doctor. When that got too expensive for a couple months I paid 79 dollar a month for a 3500 deductable and 30 dollar co pay and they paid 70 percent of the bills.

Answer 3

I pay over $6000 in premiums each year for myself and my wife for a policy that is intended to cover catastrophic losses. It has a $3,000 deductible and then pays 70% of costs above that. In other words, we have to pay the first $3,000 per year. We only got it because it also covers prescription drugs, which many less expensive policies do not.

Answer 4

My monthly contribution to my health care plan is like $165 (single; husband is on Medicare), but it's not taxed so the net cost to me is more like $120/month.
It's an OK plan; but it sures beats the $482 I was paying each month when I paid out of pocket.