Credit Card?

Question

My friend is a minor like me, we're only 15, but he has a credit card that he uses to buy stuff online, so he doesn't have to use his mom's credit card. I was wondering where to get something like that, like a credit card that you fill up with money and you can use it anytime.

Answer 1

its called prepaid credit card

prepaid credit cards are accepted at any regular retailer that carries the credit card logo, they are not a ‘credit’ card in the normal terms, since the issuer does not extend you any credit facility. Instead your spending limit depends on the amount of money you carry on the credit card at any point of time.

After the amount on the card is exhausted, you can either purchase another prepaid credit card or opt to transfer money to another card you hold, based on the nature of the card program.

Answer 2

Wells Fargo has a Teen checking account. It's for teens from the ages of 13 to 17. As long as you have a parent or another person over the age of 18 as a joint on the account you can open a checking account and get a free Visa debit card that uses the money right from your checking account.

Answer 3

No relocating cash for your Capital One card may not aid you simply but. You simply ought to pay up to you probably can toward your Bank of America card each month and don't use it in any respect. Clip coupons, downgrade your cable or cellphone mobilephone kit, devour mac and cheese a pair nights per week. You'll be amazed how a lot additional cash you'll must placed toward your bank card invoice. That's the great solution to pay it down. About the Avon account. It's time to speak for your mother. Tell her you wish to have her to pay that off NOW it hurting your credit score certainly if they're calling you b/c she is past due paying. You too can name Avon and spot if you'll be able to be taken off the account you may also want your mother's permission to do that but when you'll be able to you will have to and quickly.

Answer 4

Word of advise after reading some of the other answers. Dont apply online for a credit card ! Go through your parents and their financial institution. Putting your information and your families information out there to be nabbed by some identity thief is a life crasher. Be smart !!!!

Answer 5

You may want to check out a Pre-Paid Credit Card. Check http://preferred.ecreditdirectory.com/categories/prepaid_credit_cards for some options.

Answer 6

There are credit cards for college or high school students. You can apply for a student credit card from this site: http://www.creditcardatoz.com/student.asp

Answer 7

Under 18 you always need a parent to co-sign. I found interesting information about your answer & credit card options here. http://all-debt-consolidation-loan.blogspot.com/2007/07/chase-credit-cards.html Good luck!

Answer 8

You can but you parent will have to co-sign for you but you can get one just by searching online with google those types of cards are called visa gift cards or rechargeable visa cards

Answer 9

A good card if you want something to use online and you are a minor would be visa buxx.

http://usa.visa.com/personal/cards/prepaid/visa_buxx.html

Your parents can add money to it for you from their bank account like allowance or whatever and you can spend it from the card in stores, restaurants or online.

Answer 10

Hi.
You can apply for pre-paid Debit card online.
Check this list of compnies offering Prepaid Cards. Check what discounts and service they offering and apply which you finds better. You can apply online also,
http://deadsmall.com/1VQ

Best of luck