I live in texas,and have united health care insurance.will it pay for lap band surgery?

Answer 1

It depends. Without exaggeration, there are thousands of versions of United Healthcare policies, so no one can make one blanket yes or no statement about it. Most plans do not cover any kind of weight loss surgery, because they call it "cosmetic". HOWEVER, if you and your doctor are willing to jump thru some hoops for it - meaning, the doctor has to provide sufficient documentation that this surgery is potientally livesaving and proof of it, you should be able to get at least a portion of it covered. (Probably not 100% because no insurance picks THAT up on anything.)

Good luck.

Answer 2

Weight loss surgery-like lap band surgery have become very common and very safe now. My cousin got her Roux-en-Y gastric bypass surgery in India. She has lost more than 65 lbs in 5 months and is very happy with the results. The price for obesity surgery is very less in India. My cousin just paid 25% of the cost she was quoted in America. She got her surgery from a company called Forerunners Healthcare.

Forerunners Healthcare is very famous in India. I read a lot about them in the Newspapers and magazines. I have read a lot of their patient stories also. They arrange financing for USA, Canadian, UK and other international patients who plan to have surgery abroad for low cost, as Bariatric surgery and weight loss surgery is not covered by insurance. They also have photos pasted of their International patients. You can checkout their website. There are huge cost savings. As a doctor I personally believe that your Obesity surgery can be easily handled in India, as the quality of healthcare available In India is simply best in the world. The surgeons are USA/UK trained and facilities are 5 star.

http://www.forerunnershealthcare.com
Hope this helps

Answer 3

Many insurance carriers say that the lap band is still experimental! You may want to just go for like Rouen - Y. I had it done in 03 and it works great

Answer 4

It depends on the coverage your company purchased from the insurer. In most cases insurance will not cover obesity surgery, even when a doctor deems it medically necessairy.

Answer 5

i dont agree that lap banding will not be covered. many insurers are now covering. call the surgeon's office and ask for the procedure (CPT) code for the diagnosis (ICD-9) code for morbid obesity (if this is what they are treating?) and then call the insurer's number on your card. ask them if they cover that procedure code for that diagnosis code. good luck!