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i was sideswiped but dont have car insurance but ut was the other guys fault and he does have insurance i just want to make sure my car gets paid off

2007-09-14 23:17:55 · 10 answers · asked by Jon N 1 in Cars & Transportation Insurance & Registration

10 answers

I hope you aren't in the UK! It is a serious offence, in the UK, to not have insurance. It is also a crime that can be punishable with a prison sentence, heavy fines and a guaranteed driving ban. If a person is caught with no documents at all, the police usually drop the charge of driving without a licence as that will result in a small fine and a short term driving ban, at worst. For driving without an MOT and / failing to register the vehicle, they will drop the charges as these usually carry small fines. Therefore the police will bring only the worst offence of driving without insurance. The way the courts see it is this - if you run a child down and that child is disabled for life, you cannot pay for the 24 hour care that it requires and therefore the child has a life time of suffering. If you kill a child, you cannot compensate the family. Therefore, the courts see you as not only a potential killer but also one that cannot aid in assisting those effected. You can easily take somebodies livelihood away, in an accident. Can you pay somebody's salary for thirty or forty years? I would suggest you pay for your own damage as well as his and get some insurance as you should not have been on the road in the first place. Therefore, the accident should never have happened. By driving without the insurance, you are 100% to blame.

2007-09-14 23:36:07 · answer #1 · answered by kendavi 5 · 0 0

This is what I have been told. In the USA, if you are involved in a traffic accident and you do not have insurance, you are at fault no matter what. The accident would not have happened if your uninsured vehicle wasn't on the road.

2007-09-15 07:09:36 · answer #2 · answered by Anonymous · 0 1

Why were you driving to begin with? You will probably get a ticket for not having insurance. What if the person had been in your boat with no insurance? Bet you would be mad about now.

2007-09-15 06:41:56 · answer #3 · answered by whoopiwhoisback 1 · 0 1

Do you even care about anyone else you selfish pig?! What if you had hit a mini van filled with children? What if the family had saved forever and ever to get that van and now were in financial ruin? I bet you dont ever care huh? Dont worry.. it will all come back to you.

To answer your question, i pray to go your in a state where you cant collect.. but.. it depends on the state.

2007-09-15 09:19:06 · answer #4 · answered by la428282 6 · 0 1

If you are in the US his insurance should take care of it for you. Why don't you have insurance? If you were in a "real" accident, this could ruin your life!

2007-09-15 06:25:59 · answer #5 · answered by Anonymous · 0 1

THE OTHER PERSON THAT WAS AT FAULT WILL BE RESPONSIBLE FOR THE REPAIRS.

ON THE OTHER HAND YOU WILL BE RESPONSIBLE FOR PAYING A HIGH COST FOR DRIVING WITHOUT INSURANCE.

THE ABOVE WILL BE TRUE AS LONG AS YOU FILED A POLICE REPORT AT THE TIME OF THE ACCIDENT.

2007-09-17 08:32:13 · answer #6 · answered by Anonymous · 0 1

talk to a lawyer now did you get a ticket for no insurance may be cheaper to fix your car than pay that ticket if you did not get one

2007-09-15 06:33:53 · answer #7 · answered by .monk 4 · 0 2

depends what country you are in - in oz it is hard to get 100% fault to the other person

good luck

2007-09-15 06:22:26 · answer #8 · answered by dolphindaddy 2 · 0 1

yes

2007-09-19 01:07:57 · answer #9 · answered by ann s 1 · 0 0

If it was not your fault? What would you be paying for?

2007-09-15 06:24:05 · answer #10 · answered by Bill P 5 · 0 1

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