I bought this car almost 3 months ago, I put 2000 miles on it and now they are telling me i i have to bring it back and that i could be charged for the mileage i put on it. Is there anything i can do? I thought i signed a contract... appearantly there was some stipulation about being financed. This is crazy!
2007-09-14 04:13:44 · 16 answers · asked by Its Just Me 2 in Cars & Transportation ➔ Buying & Selling
If you had the car for 3 months, who have you been making payments to? Did you have insurance on the vehicle?
If you signed spot papers, they will usually say that the vehicle is yours unless they can not secure financing, but 3 months is way too long. Was there a lender on your contract?
Definitely don't listen to the people that tell you to keep the car because if the financing fell through, then it is not your car, it's their car.. Give us more info to help
2007-09-14 05:15:12 · answer #1 · answered by Janet 4 · 10⤊ 0⤋
Get the registration variety of the vehicle and bypass online and do an HPI verify (RAC grant this provider). It expenses approximately £20 and it will inform you right this moment if there is astounding finance. that's extremely significant which you do this in the previous buying a used motor vehicle. I did this the different day on a motor vehicle i advance into questioning approximately procuring and it had astounding finance! EDIT: i'm uncertain with reference to the link you have provided - to be secure, choose for the comprehensive HPI verify. It advance into money properly spent in my case - actual, there are some rip off retailers accessible. additionally be sure you verify the physique artwork of the vehicle very intently, tell tale signs and indications are a mild substitute interior the paint artwork - this would point out that the vehicle has been resprayed frequently as a results of an accident.
2016-10-04 13:44:06 · answer #2 · answered by ? 4 · 0⤊ 0⤋
Go to a credit union, open an account and apply for an auto loan. Take your contract with you. Usually they're a lot easier than banks. Especially if you don't have credit history. Don't finance through the dealerships; They're crooks. Usually really high interest rates. I've heard stories of people paying 27%.
If that doesn't work, Go see a lawyer. There are lawyer referral agencies in every county. Look on the web or in the phone book under American Bar Association. Good Luck.
2007-09-14 04:22:21 · answer #3 · answered by wildbill94520 1 · 0⤊ 1⤋
I heard on a website that its a dealer scam. You already signed the contract, you already bought the car. Look back through all of your paperwork and try to find out what they're talking about. What they really want is a bigger down payment, but I think for the most part its a dealer scam.
Go to this website and read the question starting out, "subject to financing." It should help, and I'm really sorry if this is what happened to you. It's horrible.
2007-09-14 06:29:26 · answer #4 · answered by Sharon 2 · 0⤊ 0⤋
You received a lot of good advice here so far. However, without reading your contract and other attached paperwork, and knowing your state's DMV laws the best advice comes from Ken. Go to the DMV and go to an attorney. Let them guide you in the transaction and determine the outcome.
There are a multitude of questions that need to be asked and legally answered and that is a job for the experts, not us. I wish you the best. Be patient, thorough, and don't buckle.
Besttoyou, Chuck Norlin/The Car Guy
30 years/thousands of car deals
http://www.thebestdealofyourlife.com
2007-09-14 06:48:22 · answer #5 · answered by Anonymous · 1⤊ 0⤋
Sorry, but the car is yours. They have a time frame to get financing and if they pass the time frame, they have to honor the original contract.
Happened to a friend of mine. She signed a contract at an Acura store for 4.9% for 48 months and the bank would only go 14.9% for 72 months. (dealer made a mistake) But, it took the bank 2 1/2 months to even approve the 72 month contract (she had poor credit). She contacted the DMV Investigator and explained the situation, the Investigator contacted the Acura dealer and she got her new RSX type S for 4.9% for 48 months.
Good luck!
2007-09-14 06:03:45 · answer #6 · answered by mac150 5 · 1⤊ 1⤋
I would contact both a lawyer or legal aid and your state's Department of Motor Vehicles to inquire what will be your remedy.
If they let you drive it for three months I would look over your contract to make sure it is clearly stated the length of time they have to ensure financing, etc.
Make sure the contract is not a lease. there is a difference and contact the Financing company that should be listed on your contract. That information should be on the contract somewhere as you have to send them payments, right?
2007-09-14 04:19:39 · answer #7 · answered by ? 4 · 3⤊ 1⤋
I just dealt with the exact same thing. They can't charge you for mileage though, unless you signed a rental car agreement of some sort. But apparently it's perfectly legal for them to do this. Sucks, doesn't it? Just remember...it's not your car until you get a payment book.
2007-09-14 04:47:05 · answer #8 · answered by Ferret 4 · 0⤊ 0⤋
It all depends on what state you financed the car!
If they are telling you to bring it back because you did not qualify for a loan, you should bring it back!
Only in California there is a no Cooling off period law!
2007-09-14 04:20:05 · answer #9 · answered by MrRight 3 · 0⤊ 1⤋
they did the same thing to me and i ended up putting down another 3000 dollars and got a bigger better car paid off in full . but if i didnt have the xtra cash i was gonna b walking home cuz they were gonna get it. id already had rims and everything added so i was sposed to buy factory tires but i got some fake ones and dropped it off b4 they could say something. they shouldnt make mistakes like that . mayb its a scam?
2007-09-14 04:18:51 · answer #10 · answered by msblack23 3 · 0⤊ 0⤋