Does Health Insurance cover minor cosmetic surgery?

Question

Like removing a mole or blemish? Probably no more than 1500. Would my health insurance cover it?

This would be for a child. (17) {Well, my child}

Answer 1

A mole might be covered if the dermatologist believes that it might become cancerous. A blemish will more than likely NOT be covered by health insurance.

Cosmetic procedures are usually not covered by health insurance policies.

Answer 2

Usually, insurance will cover "minor cosmetic surgery" for reconstructive purposes - like fixing a fractured nose. Removing a mole is usually done by a dermatologist, or dermatolgy surgeon, instead of a plastic surgeon.

Answer 3

The following are the only conditions for which cosmetic procedures are typically covered:

1) Congenital birth defects
2) Accident/injury
3) Breast reconstruction following cancer surgery

Answer 4

I had some minor surgery a few weeks ago, which might have been considered cosmetic.
the dr got pre-approval, by convincing them it was medically necessary, ( a mole.)
His position was, it was pre-cancerous.

Answer 5

Our basic health supplemental plan covers comestic surgery.

Answer 6

generally no unless cancerous
even lasic surgery to correct vision is generally not covered by most insurance company's

Answer 7

I would ask the dematologist to go ahead and contact your insurer for pre-approval... If he has experience with the carrier, he will know what needs to be done...

It depends on your carrier and your plan...

Answer 8

Call your health insurance company and see what they can do about it.

Answer 9

most likely not because it's not "medically necessary"

Answer 10

sophisticated stuff. query at yahoo or google. that can help!