my car was hit by a company vehicle that was stolen . who is liable for my body injuries and vehicle damages ?
2007-09-12 05:01:22 · 6 answers · asked by verdellj07 1 in Cars & Transportation ➔ Insurance & Registration
the companys insurance company should be footing the bill regardless if the vehicle was stolen or not . I think maybe if they dont want to pay you might have to get an attorney.; good luck .
2007-09-12 05:06:09 · answer #1 · answered by Kate T. 7 · 0⤊ 1⤋
In all cases involving insurance--- Insurance follows the vehicle first...then the driver. Unless the vehicle was stolen!!! Then the insurance does not follow the vehicle because it is no longer in the possession of the owner. The person who stole the car is responsible for the damages to your vehicle. The insurance will not pay because the owner of the vehicle did not give permission for the theif to drive the vehicle and cause damage to your property. If you have insurance I would file a claim that way. Good Luck
Momma_Bear
2007-09-12 05:17:41 · answer #2 · answered by the_morris_bears 4 · 1⤊ 0⤋
Provided the police report agrees that the car was stolen at the time that it caused an accident in a hit and run, then the responsible person is whowever was driving the stolen car.
Assuming that person is never apprehended by the police, your damages to your car, and medical your person, are the responsibility of your insurance, provided you have the right kind of insurance to cover this kind of scenario.
See my answer to this earlier post where I explained the various kinds of auto insurance
http://answers.yahoo.com/question/index;_ylt=AsqxWWrR92BwP9IYlwO8k3Xty6IX;_ylv=3?qid=20070719151415AA3ACTP
If you do not have insurance against this kind of scenario, then you have to pay out of pocket for your auto damages and medical injuries.
Now if the police report on the company car getting stolen shows that the company or any of its employees were negligent in the circumstances of the theft, then your insurance company may be able to collect some of your damages from that company insurance.
2007-09-12 05:31:16 · answer #3 · answered by Anonymous · 0⤊ 0⤋
The person who stole the vehicle and hit your car. Insurance goes with vehicles, not with drivers EXCEPT if the car is stolen, and reported stolen before anything happens. Then the owner of the vehicle is not responsible, nor is his insurance. It is assumed the person who stole the vehicle did not have permission to drive, therefore the insurance does not cover that person.
Of course, if you have collision coverage on your insurance, it will cover damages less your deductible.
2007-09-12 05:08:16 · answer #4 · answered by oklatom 7 · 1⤊ 0⤋
i could think of in case you have a replica of the place of work work exhibiting whilst it grow to be stolen and whilst it grow to be recovered you would be sparkling of any claims later yet could no longer say for specific. this is invaluable to to get a criminal expert and locate out what the regulation says in circumstances like this. I doubt you are able to counter sue because of the fact they have a proper to get restitution yet whilst the suspect wasn't discovered, unsure which will take place so as that they ought to allow their coverage hide the topics. Forgot ~ the statute of barriers is probable 2 years that's why they're attempting to get this filed and settled. they ought to have filed faster yet they could have in simple terms found out they could attempt to sue and notice in the event that they could get a unfastened dollar or 2....
2016-11-15 01:12:22 · answer #5 · answered by ? 4 · 0⤊ 0⤋
!st answer is correct - the rental company's insurance.
It will involve a police statement etc and possibly a court battle!
2007-09-12 05:07:23 · answer #6 · answered by Anonymous · 0⤊ 2⤋