i just finished paying my house. it is in need of mager repair. my credit is not in good shape. does anyone know of a grant from the gov. to help pay for this? the house has been here since the 40's.
2007-09-09 13:53:47 · 7 answers · asked by Anonymous in Business & Finance ➔ Credit
There are grants for repairs -- but they are EXTREMELY restrictive such as if you are a very low income senior living in a very poor rural area
You can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support home repairs.
There is a grant from US Department of Agriculture called 10.417 Very Low-Income Housing Repair Loans and Grants that a senior citizen may qualify to get home repairs grant http://12.46.245.173/pls/portal30/CATALOG.PROGRAM_TEXT_RPT.SHOW?p_arg_names=prog_nbr&p_arg_values=10.417
USES AND USE RESTRICTIONS
Loan funds may be used to make general repairs and improvements to properties or to remove health and safety hazards. Grant funds may be used only to pay for the costs for repairs and improvements that will remove identified health and safety hazards or to repair or remodel dwellings to make them accessible for houshold members with disabilities. Loans and grants are typically used for repair or replacement of heating, plumbing or electrical services, roof or basic structure as well as water and waste disposal systems, and weatherization. Loans bear an interest rate of one percent and are repaid over a period up to 20 years. In addition to the above purpose, loan funds may be used to modernize the dwelling. Maximum loan amount cannot exceed a cumulative total of $20,000 to any eligible person and maximum lifetime grant assistance is $7,500 to any eligible person. The house must be located in an eligible rural area which does not exceed 10,000 population. Some places with populations between 10,000 and 25,000 may be eligible if not within a Metropolitan Statistical Area (MSA). Assistance is available in States, the Commonwealth of Puerto Rico, the U.S. Virgin Islands, Guam, American Samoa, the Commonwealth of Northern Mariana's and the Trust Territories of the Pacific Islands.
Applicant Eligibility
Applicants must own and occupy a home in a rural area; and be a citizen of the United States or reside in the United States after having been legally admitted for permanent residence or on indefinite parole. Loan recipients must have sufficient income to repay the loan. Grant recipients must be 62 years of age or older and be unable to repay a loan for that part of the assistance received as a grant.
2007-09-09 22:12:14 · answer #1 · answered by imisidro 7 · 1⤊ 0⤋
Why should I pay for you to fix up your house?
Get a part time job to pay for the repairs.
2007-09-09 15:56:36 · answer #2 · answered by Mike 6 · 0⤊ 0⤋
No I don't. Usually, unless you have special circumstances, you are expected to pay for your own repairs. That's why a lot of people are losing their homes now. They didn't allow for repairs as well as increasing taxes, insurance and interest rates. Lots of luck. . .
2007-09-09 14:00:24 · answer #3 · answered by towanda 7 · 0⤊ 1⤋
all right pot smoking hippy, that wont happen, because when officials come over to your house, they will find all of the weed, that you have, and arrest your @ss. Good luck finding a grant.
2007-09-09 14:02:11 · answer #4 · answered by Philip Gimore 3 · 2⤊ 1⤋
Hey my husband pays for my house lol but sorry no i don't. :( good luck though
2007-09-10 10:42:44 · answer #5 · answered by Gayle S 1 · 0⤊ 0⤋
Ask the local council they will have the paperwork that might help you if you are receiving any thing like job seekers or any other help all the better,but try them first
2016-05-20 22:38:18 · answer #6 · answered by lovella 3 · 0⤊ 0⤋
well my state offers free windows and insulation things that help with energy savings for senior citizens
2007-09-09 13:58:36 · answer #7 · answered by darcymc 6 · 0⤊ 0⤋