2007-09-09 10:36:17 · 9 answers · asked by Lynn W 1 in Business & Finance ➔ Credit
go to http://www.freecreditreport.com/ and dispute any inaccurate information
2007-09-09 19:17:15 · answer #1 · answered by ★→Damian←★ 4 · 0⤊ 0⤋
: If you have a bad credit record, investigate the reason for this report. If the reason is late or non-payments on your behalf, start making payments to the lender and clear off the debt. A late payment can work against you later on. If you are unable to pay due to shortage of funds, limit your spending. Another solution is to take more credit from reputed lenders who offer you flexible payment schedule. By paying off your huge debt in small amounts quickly, you can impress your prospective lenders. Then finish off the investigation of your credit report conducted by the bureau.
2007-09-10 04:40:42 · answer #2 · answered by Anonymous · 0⤊ 1⤋
my fico.com seems like a scam. You are entitled to 1 free credit check a year by Federal law and it's free. Just go to annualcreditscore.com. There should be no charge what so ever. myfico.com will cost you $45. Use caution and READ THE AD.
2007-09-09 20:13:51 · answer #3 · answered by Anonymous · 0⤊ 1⤋
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2007-09-12 04:22:06 · answer #4 · answered by ignyte 2 · 0⤊ 1⤋
well all these people say pay off your old debt. this will not help unless they are newer debts, because even "paid Charge off accounts" stay on your credit report up to seven years and will prevent you from getting loans. If you have real old debts on there, just ignore them and let them be removed.
Wait until they are seven years old, and dispute them so they'll be removed.
keep current on all of your current debts.
2007-09-09 20:16:57 · answer #5 · answered by qncyguy21 6 · 0⤊ 1⤋
Get your credit report, contact the delinquent account holders. pay them off, then dispute the paid account with the credit bureaus as apid in full then they will delete the PAID account off your credit. Pay all bills on time.
2007-09-09 18:51:44 · answer #6 · answered by SandraD 3 · 0⤊ 1⤋
Don't waste money you could use to get rid of debt on scams. You can do this yourself - see link below and do it the FREE and LEGAL way.
The first step is get your free three in one report and take it from there. Good luck - link below is in non-technical language and will give you an easy step by step process.
2007-09-09 20:48:25 · answer #7 · answered by Sarah M 4 · 0⤊ 2⤋
Uh, by paying your bills, including the overdue ones.
2007-09-09 17:46:34 · answer #8 · answered by Judy 7 · 0⤊ 1⤋
Pay off delinquent debt And
Pay down all other debt so you have minimum debt to income .
http://www.myfico.com/CreditEducation/
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2007-09-09 17:41:36 · answer #9 · answered by kate 7 · 0⤊ 1⤋