My credit score is terrible, but I really need a personal loan, I am always getting turned down...just needed $1000 anyone know of a place I can apply?
2007-09-07 08:40:20 · 13 answers · asked by d g 1 in Business & Finance ➔ Credit
STOP applying, everytime you do you lessen your chances even more at your score drops 7-25 points each time you apply.
Fact is you will NOT get the loan no matter where you apply.
2007-09-07 08:44:30 · answer #1 · answered by Anonymous · 1⤊ 0⤋
1
2016-09-28 05:43:49 · answer #2 · answered by ? 3 · 0⤊ 0⤋
personal loans normally carry a higher rate of interest. This is because of the higher risk potential in such loans. One may also be overcharged on this account. The borrowers are asked to pay a hefty charge and have to face some inflexible terms of payment. Nevertheless, there are lenders who charge reasonably lower rates of interestcomfort and a future comfort also leads to this trap. Deciding the monthly repayments and the number of installments further strain your mental faculties. An expert advice from knowledgeable people will help in this decision. Being aware of ones financial condition, the borrower can decide the various details of the loan in a much better manner. Thus, the final decision is reserved with the borrower himself.
2007-09-07 15:40:20 · answer #3 · answered by fashion d 1 · 0⤊ 0⤋
Today the lenders have started offering nearly all varieties of loans for people with poor credit record.They are also introducing many new loan products meant for this group. Now people with poor credit can get the same choices as those with the good or mediocre credit. Today you can use bad credit personal loans for many purposes like car purchase, vacation or even debt consolidation. But if you have some assets to offer as collateral, your chances brighten. The primary reason why people with poor credit history do not get loans is because the lenders are scared that the borrowers will default again.
2007-09-07 16:49:58 · answer #4 · answered by Anonymous · 0⤊ 0⤋
You might want to check out this site - they can help you improve your credit score by using the law and they're 100% legal. They are also in good standing with the Better Business Bureau and do not charge those extremely ridiculous prices like those companies that scam. I used their service and was so happy that I did. They offered a money-back guarantee, were professional, and delivered on what they promised. Check out their website to read all about them. Let me know if you have any questions about the process - I'd be happy to help.
http://www.secureyourcredit.info
2007-09-10 17:17:59 · answer #5 · answered by Lady K 1 · 0⤊ 0⤋
Another loan will only dig you deeper. Do you really NEED or do you just WANT whatever that $1K is for?
Re-think your spending habits. Decrease you expenses. Cut out all the extras. Increase your income -- get a second job.
Figure out some way to get around needing that loan. Pawn something, have a yard sale, collect alum cans.
2007-09-07 09:05:58 · answer #6 · answered by bdancer222 7 · 0⤊ 0⤋
try asking your family for help..
>Beware of Advance fee Loan scams.
LOAN SCAM - Do Not Pay UpFront Fees.
Do not send money UpFront via Western Union or MoneyGram to any person
or business in the UK, Nigeria or Canada in hopes of getting a loan. If
you do you will learn a hard lesson & never see any Loan money.
2007-09-07 15:23:34 · answer #7 · answered by Anonymous · 0⤊ 0⤋
There is a great place to go with this. I was in a very similar situation.
This is getting help from real people without the use of banks or credit card companies. Good Luck!
http://www.prosper.com/join/lzc5wh
2007-09-10 04:54:21 · answer #8 · answered by AMY K 1 · 0⤊ 0⤋
Ocean finance are good - great intrest rates and as its a small loan they dont have many conditions or worries about credit
2007-09-07 08:44:28 · answer #9 · answered by Dave 2 · 0⤊ 0⤋
Those crummy payday loan centers, that usually take your auto title for collateral.
Get a 2nd job. Like on your weekends.
2007-09-07 10:38:07 · answer #10 · answered by Anonymous · 0⤊ 0⤋