Can a person request his/her credit card company to temporarily stop payments to a specified company?
2007-09-07 05:11:08 · 7 answers · asked by Mr. Main Event 5 in Business & Finance ➔ Credit
This is assuming that the person does not have autocharge (or autopayment) with the company. Can the person request his/her credit card company to stop the payments?
2007-09-07 05:24:20 · update #1
Yep, sure can. It helps if your card is American Express...they are the most helpful to their customers.
2007-09-07 05:14:41 · answer #1 · answered by claudiacake 7 · 0⤊ 1⤋
The easiest way, and the least likely to get you accused of fraud, is to call the credit card company and report your card lost or stolen.
Two things you need to realize, 1- the card number will change so any auto payments will get returned unless you notify the companies of the lost card and new number and 2-if you have a legal agreement with the company that is charging your card monthly, odds are you will get nailed with a NSF type fee, which could be more than the payment.
Call the company directly and ask to temporarily suspend the service/payment.
2007-09-07 05:39:11 · answer #2 · answered by Gem 7 · 0⤊ 0⤋
If you have purchased something and they took your credit card number, most likely you were already charged. There is no process from the CC Companies to delay when the charge gets made. They post the charge when it comes in.
If the merchant did not process the charge yet there is no way for the CC company to stop it, short of you reporting your card lost/stolen. However, that opens up another set of issues you would have to deal with. The only other thing you would be able to do is dispute the charge when it shows up. But keep in mind if you did receive services or merchandise and the CC company does reverse the charge, you will have to deal with the merchant. This is because you have received goods and/or services without paying.
2007-09-07 07:13:10 · answer #3 · answered by OC1999 7 · 0⤊ 0⤋
I am not sure what you mean, but if you mean, where you signed up for auto charges, (payments to the company) against your credit card, as I do with my satellite, phone, security system, and other monthly recurring accounts; the answer is yes. You simply contact the company and request that you be billed monthly and that you no longer wish the auto charges against your specific credit card. You can also contact the credit card company and get them to block future charges against the card from the company that is doing the charging. But, if this is not the case I can't help you. Hope it was.
2007-09-07 05:17:33 · answer #4 · answered by H. A 4 · 3⤊ 0⤋
I would think you'd go the other way and get the company to stop charging. Not really sure what you are asking since you are so vague. For example, if you have Netflix and they bill you $20 each month, contacting your credit card company would do no godd. You'd need to stop your Netflix subscription.
2007-09-07 05:15:38 · answer #5 · answered by Anonymous · 1⤊ 1⤋
Yes you can. However be careful, you may end up setting off a penalty clause with whomever you owe, and cost you a lot of money.
You have to file a dispute with the cc company. Call them and find out how, many require it in writing.
2007-09-07 05:16:11 · answer #6 · answered by patrick 6 · 0⤊ 0⤋
If it's a debit you contracted for, you'd be risking a fraud charge and they might refuse.
2007-09-07 05:14:53 · answer #7 · answered by wizjp 7 · 0⤊ 1⤋