This is my problem...me and my fiance got an apartment together and the rent is 400 a month and have already put 200 down for part of the rent cause the guy that we are renting it from didn't want a down payment...when i told my mom that i was moving out she totally freaked and started yelling at me and what not...i am 19 and my fiance is turning 18 on this coming tuesday (9/11). I have a job that is paying 8.50/ hr and is a full time job. my fiance right now works at Dairy Queen and is making below minimum wage. I am trying to get him working where i am working so that we both will be making decent money. We only have one vehicle at the moment and its a 1989 Ford Ranger. The only things that we have to pay for a month is rent (400), insurance(100 i think), and food. The 400 for rent covers everything....What i am really asking is do you think that we could make it on our own...my mom thinks we can't but thats just one person...My fiance's parents and sisters totally support it and are
2007-09-07 02:16:43 · 8 answers · asked by megan_trigg2000 2 in Family & Relationships ➔ Family
happy that we are getting on our own...what do you think about it? do you believe that we could make it on our own?
2007-09-07 02:17:44 · update #1
It is harder than you think to make it out on your own. but you can probably afford it. your mom is probably just worried because she's losing her baby :)
2007-09-07 02:24:29 · answer #1 · answered by Josh's Girl 4 · 1⤊ 0⤋
There is no way this will work for the two of you. Did either of you finish school? I doubt it with a job at DQ.
Are you telling us he can live without ESPN? Things happen in life. It takes discipline and commitment to make a relationship work when things are peachy keen let alone when things get rough, something that most all young people under the age of 30 and some above aren't mature enough to handle.
Do you have sufficient savings (6 mths. income) if one of you losses their job? Health insurance? What if your faced with a major expense - auto accident, dismemberment, pregnancy. I could go on and on and I'm sure most of this has already come from your mother. At least your mom sounds more level headed then your boyfriends, Ohhhh I'm sorry fiance.
Can either of you manage a budget? What about going out? Entertainment? It's going to get pretty boring sitting at home day and night (WITHOUT CABLE/SATELLITE) when you're not working.
Your mother right now is in deadly fear for your well being, this will never change, at least not in her lifetime. Give thoughts to her feelings and not your own for a change. At the very least come to a compromise.
My suggestion is that you and your 'fiance' go to your mother, ask if she will rent space out to the two of you for the same amount, under her supportful, carring, watchful eye. Asker to let the two of you help her out a bit with living expences from your $400 rent and even put part of that aside for you helping you get together some savings while you and your fiance build on proper budgeting practices.
2007-09-07 03:21:44 · answer #2 · answered by Barney 6 · 0⤊ 0⤋
Suggest that -
1. Don't have any kids until he or you can make enough to support you and the kid(s)
2. Be looking for jobs that will pay more because the truck is on borrowed time
3. Save as much as you can and if you have to use a credit card, only buy as much as you can afford to pay off in one month - no carry-over balance
4. Put a priority on things you want and things you have to have...If you smoke - quit, that's probably at least an extra $6-10 a week in your pocket
Seems like you're on bare financial minimums, but with a little focus and planning, you can keep it going and make it better.
All the best and good luck...Your fiance is a very luck guy.
2007-09-07 03:19:04 · answer #3 · answered by thud.fan 6 · 0⤊ 1⤋
You can make it on your own if you are disciplined with your money. You might want to come up with a budget to help you know where your money will be going and how much you have left over, once everything is paid. Save whatever is left over for any emergencies (dead car battery, tires need replaced, etc). Don't spend everything you make and don't spend more than you make. If money starts to get really tight, you have to be willing to take on part-time work. Both of you. I'm not saying you can't go out from time to time, but be very careful not to go overboard.
It's tough! But you can make it!
2007-09-07 02:54:27 · answer #4 · answered by Loves the Ponies 6 · 0⤊ 0⤋
You are 19 and an adult. He will be too once he turns 18. If you are both level headed, you will make it. One day at a time, honey.
2007-09-07 02:25:08 · answer #5 · answered by brilliantyetconfused 4 · 0⤊ 0⤋
I admire your spirit .....
I am sure financially you are well placed but everything is not about money .
I feel you are not emotionally ready to face the dificulties... it is verrrrrry hard and difficult to saty like this....
i would suggest you wait for two more years before venturing out.
2007-09-07 02:38:19 · answer #6 · answered by Ash 4 · 0⤊ 1⤋
i think you're asking for trouble and rushing into adulthood. your mom is right.
2007-09-07 02:38:29 · answer #7 · answered by racer 51 7 · 1⤊ 0⤋
i support you, just work hard, but i guarantee it is going to be hard.....
2007-09-07 02:26:41 · answer #8 · answered by baby gal 3 · 0⤊ 0⤋