I got a speeding ticket yesterday. I was going 59 in a 35 rushing to my grandfathers because he thought he was having a stroke. I don't want it to raise my insurance, so would getting a lawyer help me to avoid that?
If anyone with any experience could help me with this question it would be appreciated. Thanks.
2007-09-06 20:51:19 · 10 answers · asked by Anonymous in Cars & Transportation ➔ Insurance & Registration
I live in the state of NC. I would much rather spend money on a lawyer and paying the ticket than having to pay the higher insurance...
2007-09-06 20:57:08 · update #1
i hate saying it but paying it would be best
2007-09-06 20:55:30 · answer #1 · answered by Anonymous · 0⤊ 0⤋
I am a licensed Auto Insurance agent.I would be willing to bet that getting a lawyer would cost your a whole lot more then paying the ticket and the increase in insurance.I could pretty well say that you would only see a increase of anywhere from 5 to 10 dollars a month in insurance.And that would be at your next renewal when they run your MVR.
2007-09-14 02:27:11 · answer #2 · answered by Sheila B 1 · 0⤊ 0⤋
I work in insurance in PA and most insurance companies do not re-run your mvr (motor vehicle report) once you have been with them. So if you do not plan on switching your insurance, most likely they will never find out about the ticket. A ticket will be on your record for 3 years so this would mean you could not switch carriers for that amount of time. Also even if you do not receive points for the ticket, the violation will still show up on the mvr and raise your premium if you went elsewhere.
2007-09-11 21:47:33 · answer #3 · answered by Angela 1 · 0⤊ 0⤋
There are exceptions to the rules and it depends on the mercy of the court. You need documentation about the illness of your father and linking it to the day and time of your traffic ticket.
You are correct about the increase in insurance rates for a speeding ticket. It probably will be substantial. I would get a lawyer. Remember the saying that he who is his own lawyer has a fool for a client.
Good luck.
2007-09-07 04:55:07 · answer #4 · answered by DrIG 7 · 0⤊ 0⤋
I don't think there is much that a lawyer can do that you can't. I would just go to court on the date specified and tell the judge what the situation was, and take documentation from your doctor to show. Most states have exceptions for medical emergencies. It's not guaranteed, but hopefully the judge will be understanding.
If that fails, then the next step would be to call the insurance agent and do the same.
2007-09-07 03:56:19 · answer #5 · answered by Anonymous · 3⤊ 0⤋
This is one of those "toss-up" questions. A lawyer may not get you out of the ticket which would still raise your insurance rates plus the attorney fees.
2007-09-07 11:54:52 · answer #6 · answered by sensible_man 7 · 0⤊ 0⤋
Basically the only truthful plea is
"Guilty with an explanation".
The judge might waive any fine or
penalty, but is unlikely to waive
'points` on the theory that you did
endanger others.
A lot depends on the venue.
You'll do better in a small town than
a big one.
2007-09-07 18:57:33 · answer #7 · answered by Irv S 7 · 0⤊ 0⤋
Go to court on the designated date...DO NOT just mail the payment in..and then see if you can sign up for a "defensive driving course" to keep this off your record..I have done this many times...
2007-09-14 00:17:10 · answer #8 · answered by cutegirlin_tn 5 · 0⤊ 0⤋
CALL THE COURTHOUSE AND ASK THEM IF YOU ARE ABLE TO TAKE DEFENSIVE DRIVING BEFORE YOU GO AND SEE THE JUDGE.
2007-09-12 07:26:38 · answer #9 · answered by Anonymous · 0⤊ 0⤋
gomaneyes652 has a point. you can also go to traffic school
2007-09-07 04:06:44 · answer #10 · answered by Anonymous · 0⤊ 0⤋