i received a call from my credit card center and said that they believe that there was an unauthorized charge on my card and they would help me to close the account and credit back to me...that chard was made on 8/15 and they called me on the 16 so how do they know that that chare was not made by me? Also i believe that my information got stolen, so what's the next step that i can do to protect myself?
thanks
2007-09-06 18:26:47 · 4 answers · asked by bb 1 in Business & Finance ➔ Credit
First, are you absolutely sure it was your credit card company that called you and not some scammer looking to get your information? Did they ask for your credit card number? Social Security number? There are so many phishing scams and some are so convincing.
Some credit card companies do have systems that alert for out of the ordinary spending. So it is possible that your credit card company did call you due to an alert.
Call and verify with your credit card company that they did call you. You may need to close that account.
Put a fraud alert on your credit report at all three credit bureaus.
2007-09-06 18:38:16 · answer #1 · answered by bdancer222 7 · 2⤊ 0⤋
Find very useful info and tips on getting and managing credit cards on http://creditcardmanager.credithelperhome.com
2007-09-07 04:04:40 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Equifax , trans union, and experian all have fraud protection. Go to your local police station and file a report for your records to protect yourself in case there is more fraud. Good luck. visit :www.dundealcreditrepair.com-----self help book is a great resourse to have.
2007-09-06 18:35:24 · answer #3 · answered by dundealcreditrepair 1 · 0⤊ 0⤋
Check out http://www.IDCrimefighters.com
2007-09-10 16:39:16 · answer #4 · answered by Anonymous · 0⤊ 0⤋