I got my roomates credit card as he owes me money so i started using some money and now he is gone, I dont know where he is now, maybe not even in the country, and if for some reason collections agent come in and as him, will it affect me ? I mean, I know he did a lot of credit cards and didn;s pay them off........(one of them will be the credit card he gave me to use so he can payoff his debts to me)
we used to live at the same apartment for more than a year...
Thanks
2007-09-05 15:50:29 · 23 answers · asked by Anonymous in Business & Finance ➔ Credit
let's say he is not coming back to this country anymore, can collections track and find out that it was me who was using one of his credit cards, and sue me? even I haven;'t signed my name on any transactions?
2007-09-05 16:03:08 · update #1
Yes you are a common crook and your "reason' for using the card is moronic.
You are a thief and I think you posted here to be told that under the circumstances you were justified.
2007-09-05 15:56:32 · answer #1 · answered by fredrick z 5 · 6⤊ 2⤋
First of all, you committed a crime called credit card FRAUD, don't do it again. Secondly, only if the card was in both of your name's and socials will you start getting collection calls. If the card was not in your name and social then you are not legally liable to pay it off. But don't use the card again because if he were to come back and find out you used it, he could press charges against you and make you pay him for the charges you made. But the creditors will not call you or make you pay because it is not your responsibility.
2007-09-05 16:35:59 · answer #2 · answered by BTB 08/15/2009 2 · 2⤊ 0⤋
Identity theft. That's what you are. Where is the moral here? Both of you are bad people. He took off without paying his bills. I guess he has no intention to come back to this country. You, on the other hand is a thief for using someone's credit card knowing that is not yours.
You're both incredible!
2007-09-05 15:55:47 · answer #3 · answered by Anonymous · 5⤊ 0⤋
Yes it's illegal. You can go to jail for that. What were you thinking?! That's credit card fraud!!
2007-09-05 15:53:10 · answer #4 · answered by mljk74 3 · 6⤊ 1⤋
It's fraud. If you're caught, you could go to jail. But the collections people can't do anything to you. He has to have proof you did it and press charges.
2007-09-05 15:53:51 · answer #5 · answered by Anonymous · 5⤊ 0⤋
of course that's illegal!
2007-09-09 15:41:28 · answer #6 · answered by amaya7 5 · 0⤊ 0⤋
Ultimately HE is responsible for the bill, UNLESS he can prove you stole the card and/or used it without his permission.
If you use it online, or anywhere you don't have to SIGN your name your ok, just don't sign HIS name EVER. Some min-marts will allow you to sign your name, believe it or not, and maybe other places to! :)
2007-09-05 15:53:36 · answer #7 · answered by Life after 45 6 · 0⤊ 1⤋
You are defrauding the credit card companies, because you are charging under his name and you know he will not pay you back. Even though you say the guy gave you permission he can always come back and have you arrested for theft.
2007-09-05 15:55:14 · answer #8 · answered by raindrop123 2 · 4⤊ 0⤋
He is probably in jail because you used his credit card
2013-10-19 10:19:19 · answer #9 · answered by Anonymous · 0⤊ 0⤋
Yes. It's called theft. You obviously know he isn't going to pay it. Don't stoop to his level.
2007-09-05 15:52:34 · answer #10 · answered by Cathrine K 5 · 7⤊ 1⤋