Lost jewlery...Insurance?

Question

Okay my mother-law lost a diamond bracelet. It was insured and she got money for it from the insurance company. This was several months back. Now she is moving and found the bracelet hanging from a nail behind her dresser. Should she just keep her mouth shut?
Why wouldn't people just do that..my wifes engagement ring and wedding band are insured....what stops me from just calling the insurance company and saying they are lost and collecting the money.

Answer 1

Nope. She should tell the insurance company - and refund them the payment money. Or offer them the braelet.

As to what stops you - this claim counts against you. If you have more than one claim, you'll have a REALLY hard time finding insurance anywhere, at any price. That will likely lead to forced placement coverage, and eventually foreclosure of your house.

Answer 2

You mother in law should call the insurance company and let them know she found the jewelry. To do otherwise is insurance fraud. Would she get caught? Probably not. But she would be committing a crime (and a sin) to not contact the company. Insurance fraud is the reason why insurance premiums are so high and by not contacting the insurance company she would be no better than the crooks that stage accidents and fake injuries.

The insurance company would either let her keep the money or the bracelet. They would not ask her to give them more than they paid her for the bracelet.

Answer 3

What SHOULD be stopping you is the fact that if you report a false claim, you're committing insurance fraud, which could lead to cancellation, fines, and prison.
Your mother in law did not intend to mislead anyone, but she SHOULD be honest about the situation and call the insurance company. They may or may not ask for the money or bracelet back, but at least her conscience would be clear.

Answer 4

Your proverbial coronary heart? Or, your actual coronary heart? the respond, of direction relies upon no longer on which coronary heart you advise, yet which innovations you advise? relating the word, "he's misplaced his innovations" we are able to assemble that in case you probably did lose your proverbial coronary heart, you need to in basic terms lose your 'innovations' as in, your sanity, counting on what options you chosen thereafter. With the innovations as contained in the 'ego' the assumption approaches that normally administration us, in case you misplaced your proverbial coronary heart , you may greater suitable than possibly lose your innovations because it replaced into because of the fact then you certainly does no longer function as a typical human anymore. you may replace into robotic, lacking empathy, compassion and different human characteristics that impact the innovations and make you human. you may replace right into a device, and their minds are something thoroughly diverse. The question could replace into, what may be the making use of tension of your new attitude? What could impact your judgements? in case you meant dropping your easily, actual coronary heart... nicely, then i could say specific and no to dropping your innovations, any innovations. specific, because of the fact you would be ineffective. Your physique as you knew it may no longer be performing on any point, and for this reason be without innovations. No, because of the fact it particularly is asserted the 'innovations' in no way dies, yet overlaps from reincarnation to reincarnation, and is the reason why we function some conduct and memories by, often being perceived as genetics, dream states or deja vu. in spite of the actuality that it particularly is unquestionably your spirit or soul that is doing the reincarnating, the soul comes from the single soul that inhabits each thing, and so your 'innovations' that learns greater with each reincarnation is unquestionably your very individualism. without it, you're no longer you.