No, they are established in case law. Mostly the insurance companies include as "acts of God" things you don't have any responsibility for at all. So, for example, if your tree fell over in a high wind because you did not take care of it, then that's your fault, not the high wind. But if there were trees down all over town, and most of them had been well maintained, then you are into the "act of God" aspect of the insurance policy. So, it's not that you are covered to get a new tree, but your neighbor is covered for repairs to his house if you were negligent.
You should always read your insurance policy carefully before you sign up, so you know what is or is not covered. Floods? Earthquakes? Tornadoes? Under what circumstances?
2007-09-04 09:32:16
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answer #1
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answered by auntb93 7
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When an insurance company refers to "an act of God", they simply mean that the damage wasn't caused by another person. It wasn't human intervention that caused the problem.
It's mostly a question of semantics, because SOME insurance companies, if not MOST, do not really believe in God in the first place.
2007-09-04 14:41:21
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answer #2
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answered by no1home2day 7
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if too many policy holders had claims, all nature events become an act of god
if Bush's brother happens to be around, FEMA will issue checks only to the nicer communities who likely voted for them
2007-09-04 14:35:19
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answer #3
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answered by voice_of_reason 6
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Ironically, hurricanes ARE considered "Acts of God" for insurance purposes. In other words, "we ain't payin', God did it." It amazes me how convenient those three words are. God did it. End of story.
2007-09-04 14:53:58
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answer #4
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answered by Anonymous
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Lol, yes. Fuzzy, look at what some scuzzbucket posted about Laptop:
http://answers.yahoo.com/question/index?qid=20070903224940AAtKTNO&r=w&pa=FZptHWf.BGRX3OFMiTxcU2bBr0dB4Q5eXOb3XY8X8Y31cL.J4A--&paid=answered#E7JQIG37A1SrAdvdBIVm
I'm gonna post a question about it.
Edit: I did, too. But I sure wish I could also pee in her Wheaties.
2007-09-04 14:38:17
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answer #5
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answered by /\v/\TARD 3
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Uri Gella payed out for breaking my nana's washing machine with his mind. Well, she sent him a letter and he sent his autograph which she sold on ebay.
same as.
2007-09-04 14:34:56
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answer #6
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answered by Geisha VT poser 4
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Yes, I think they do. They've obviously been in some kind of wind to make their hair do that thing.
2007-09-04 17:05:09
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answer #7
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answered by Purdey EP 7
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