credit card redflagging?

Question

My mom was telling me earlier i could do this but she didnt say how i think my grandma is trying to apply for credit cards in my name nd my mom was telling me before hand the credit card company would call me and ask if i applied for that card if anybody knos how to do this can somebody please tell me Thank you, Dustin Washington

Answer 1

If your grandma has your SSN then she will be able to apply AND receive credit cards in your name. The credit card company will NOT call you to confirm your application. I suggest you call your local DA's office (district attorney) for competent legal advice.

Answer 2

Put a fraud alert on your credit report at all three credit bureaus. Supposedly if someone applies for credit using your name, the potential creditor calls to verify before issuing the credit.

Not all creditors make the call but the fraud alert should help. Also, check with the credit bureaus to see if you can freeze your credit report. Some states allow this. It would make it impossible to process credit, even for you, without unfreezing.

Answer 3

I don't think they would call you. Call a credit card company, any one, it doesn't matter, and ask them. They will probably tell you to call the three credit agencies, Equifax, etc.and alert them Good luck.