I am Active Duty military. I had an apartment and deployed before the lease was up. Under the terms of the contract I " terminated" the lease with proof of my deployment orders, I thought. The apartment complex cleared me and told me everything was fine. Then when I returned from Iraq, I ran a credit report and found that the account had been forwarded to a collection agency because I broke the lease. I have sent deployment orders to the collection agency and had no luck since trying to get in contact with an agent. I have also disputed with the credit agencies about this report and had no better luck either. I asked for verification but I think I need to ask for validation. Can I submit my paper work to the credit bureaus to try to clear it up or what other options do I have.
BTW- I even filed a BBB complaint agains the collection agency because they faile to cooperate any information to me.
2007-09-01 12:29:58 · 4 answers · asked by noee54 2 in Business & Finance ➔ Credit
Send a letter to the apartment comlex (certified mail, return receipt) detailing that you provided them a copy of your orders before deployment and they cleared you. Request they correct their error in turning you over to a collection agency. Request written confirmation that they done so. You might even suggest that you will be contacting JAG to assist you in resolving this violation to the Soldiers and Sailors Act.
Include a copy of you deployment orders. And CC the collection agent.
If it's convenient for you to get to the JAG office, they are probably very experienced with clearing up this kind of thing.
BTW, the BBB is pretty useless for just about anything but they really can't do a thing about a collection agency. BBB is a private organization and have no control over even their own members.
Thank you for your military service.
2007-09-01 13:33:08 · answer #1 · answered by bdancer222 7 · 0⤊ 0⤋
Try to find the on-site apartment manager you dealt with. IF you can, ask that person for a written letter. Contact the central management office. Include a _copy_ of your lease highlighting the portion of the lease you are referring to along with a copy of your orders.
Visit with you military Legal Aid office ASK if there is a state law similar to the Soldiers and Sailors Relief Act that covers you situation. Ask if the Soldiers and Sailors Relief Act applies in your case.
What were you doing before being deployed? Active Duty?
2007-09-01 13:41:00 · answer #2 · answered by Jeff H 5 · 0⤊ 0⤋
The study exceptionally plenty contain the mastercard backcharging the provider provider and crediting your account. The provider provider has the choice to charm and in the event that they could supply info which you owe, then the mastercard will positioned the can charge returned on your card. on your project, that isn't any longer likely the provider provider would be alluring. that is probably a sturdy concept which you probably did dispute the fees. Expedites the credit on your account. now and returned retailers will take 6 to eight weeks to technique a credit.
2016-10-03 12:01:45 · answer #3 · answered by ? 4 · 0⤊ 0⤋
You can file a dispute with the 3 credit bureaus. They have 30 days to investigate. Hopefully, you got a written release from the apartment manager or agent. If not, I suggest checking with them to see if they can clear it up. You may want to contact JAG to see if they can help. That is a pretty nasty thing to do to someone who leaves to fight for our country.
If you can't do any good with them, you may check to see if there is someone with the local media who is a consumer advocate. We have one at home and he is great for helping consumers get justice. Most businesses don't like bad publicity. Good luck.
2007-09-01 12:40:22 · answer #4 · answered by Flyby 6 · 0⤊ 0⤋