I'm an international student and I want to get a credit card. Right now, I have an checking account at the First Hawaiian Bank. I went to ask some questions about the credit card but she said that I had to be either working or get my parents to sign the paper or something. Still I don't quite understand everything she said. (actually she didn't really explain it to me. she gave me a brochure instead...) Anyway, what is required to be qualification??? I know I have to spend at least 1 year of time in Hawaii to do it. What else? She did mention that I had to be working but I'm an international student. Is it legal for me to work part time outside school campus? (cuz I don't want to work at school) Also, I don't have a state ID but I will soon get it. And, I'm staying in US with F-1(student visa). I'm also full time student at college.
Lastly, what is the difference between master and visa??
2007-08-31 15:39:57 · 4 answers · asked by aji 3 in Business & Finance ➔ Credit
As the name suggests, a student credit card is specially designed for students and is very different from your regular credit card. Because it may be the first time for college students to apply for a credit card, most credit card companies designed their student credit cards to be a form of secured credit cards.
It will help a student to avoid accumulating high amounts of debt because of reckless spending. If you need groceries, or that recommended book but you don't have the money for it, then it may be time for you to use your student credit card. It is good if you start learning good financial habits from your student life itself. Don't use the card to pay for everything and anything. Use it judicially or it will land you in a debt to repay after the college finishes. Check out a list of popular student credit card list at: http://www.credit-card-gallery.com/Student_Card.html and choose a best one according to your choice.
2007-09-03 00:19:41 · answer #1 · answered by alexa dion 3 · 0⤊ 0⤋
No relocating cash for your Capital One card would possibly not aid you simply but. You simply have got to pay up to you probably can toward your Bank of America card each month and don't use it in any respect. Clip coupons, downgrade your cable or phone telephone kit, consume mac and cheese a pair nights every week. You'll be amazed how a lot further cash you are going to need to placed toward your bank card invoice. That's the pleasant technique to pay it down. About the Avon account. It's time to speak for your mother. Tell her you want her to pay that off NOW it hurting your credit score particularly if they're calling you b/c she is past due paying. You too can name Avon and notice if you'll be taken off the account you can also want your mother's permission to do that but when you'll you will have to and quickly.
2016-09-05 19:38:34 · answer #2 · answered by ? 4 · 0⤊ 0⤋
try getting a debit card. when you become a citizen, you can begin thinking about credit cards. if you feel a bit inadequate because of your international sit and that you do not have credit, blame it on the international thing, each and every time. no matte what a friend says. debit cards do the same thing and it keeps you in line to not overspend,, which is a real problem for young folks, ofcourse, as well as all folks.
2007-08-31 15:51:02 · answer #3 · answered by 27ysq 4 · 0⤊ 0⤋
Credit cards are evil. Can't work off campus.. Call local immigration office for any more questions.
2007-08-31 15:50:20 · answer #4 · answered by David 4 · 0⤊ 0⤋