Iam looking for someone that is cheap and also something that I dont have to do so much work myself.I need to know can public records be removed from your credit report ven if they have been paid? what about inquries? can these kind things be repaired?
2007-08-31 06:40:13 · 7 answers · asked by emma25 1 in Business & Finance ➔ Credit
find a non-profit credit counseling agency. there is one in NH and VT called NH/VT credit counseling services. they work with you and your creditors to lower payment and interest rates. It will affect your credit however it looks better to creditors that your working to fix it and not paying late and ignoring your debt. Try looking on-line or in the phone book for someplace close to you. Public records will stay on your report for up to 7 years if you have paid it make sure the court reports it to the credit bureau so anyone looking at your credit will know its been paid. Don't apply to multiple company's for credit every time someone pulls your credit report it lowers your score.
2007-08-31 08:21:08 · answer #1 · answered by mialilyx2 2 · 0⤊ 2⤋
There are no good credit repair companies. They will take your money and trash your credit. Your best bet is to do it yourself.
Public records remain on your credit report for the full reporting period. If it's paid, it should reflect that. Send proof that you paid.
You can't remove inquiries. The normally fall off your report in two years anyway. Remember there are two types of inquiries. When you apply for credit, the potential creditor does a hard pull and those count. Soft pulls, such as you checking your credit, do not count.
2007-08-31 06:58:04 · answer #2 · answered by bdancer222 7 · 0⤊ 1⤋
Tiffany , why you looking for some one to give him more
money and increase your debt , how ever the easy steps to
follow and repair your credit is around , just eleminate all
extras , pay in time never late , try to use your credit in
necessary , if you need to find how to repair your credit in less
than 6 month , go to only best deals , its a blog discussing all
about how to repair bad credit for FREE , i am sorry i cant
post the link here so open google and type : Only Best Deals
, , , , , now in search results the first line a sita called Only
Best Deals , on your right hand follow the green titles , other
wise use the top search box which must lead you directly to
your answers and reapair credit posts , well i hope this help
you , good luck .
2007-08-31 06:56:01 · answer #3 · answered by S a l m a 2 · 0⤊ 4⤋
Seriously I went to www.fixmygulycredit.com . I ruined my own credit I was going to fix my own credit its called responsibly. The site is 100 percent free it's step work and it take time I went from a credit score of 500ish to now 746 in a little less then two years.Why dont you give it a look?
2007-08-31 07:05:24 · answer #4 · answered by Crazy cat lady >^ ^< 4 · 0⤊ 2⤋
No information that is correct can be removed from your credit report except by time.
Credit repairs are scams, they can not do anything that you can't do yourself for free.
2007-08-31 06:59:58 · answer #5 · answered by ? 7 · 1⤊ 1⤋
oh well you can do it for free yourself.
www.creditinfocenter.com
most other places that say they can repair your credit
just rip-off your money and don't perform in a timely manner.
Federal Trade Commission website will tell you that
these people aren't supposed to ask for money until
the job is done.
2007-08-31 07:04:09 · answer #6 · answered by Anonymous · 2⤊ 2⤋
www.aperfectsolution.us costs just $125 and they do the work if you use promo code TDS
2007-09-01 02:47:01 · answer #7 · answered by Anonymous · 0⤊ 0⤋