My Cat Broke Elbow , Surgery is Expensive , any Assistants with payments?

Question

Is there any company or clubs that helps with surgery bills for animals . How are people expected to pay thousands up front ? Help please

Answer 1

Oh gosh, I am SO sorry about this, this happened to me a few months back--my puppy broke his knee, busted it all to crap, he's got 7 pins and a screw holding it in place now-- and my vet expected 50 percent of a 2500 dollar procedure up front.

I ended up getting monetary help from my local humane society, that's where I would start.

www.carecredit.com is also an awesome plan, IF you have the credit for it (it's a credit card, that's it)

I wasn't eligible, so I had to go a differnt route. Also, talk to friends and family, see if they can get a donation box going for you, explain your situation, lots of people understand being broke, I know I sure do!!

The best thing you can do is spread the word, apply for carecredit and talk to local organizations, see if they'll work with you on a loan/repayment schedule. Also, my vet allowed me to make payments of 100 dollars a month, talk to your vet, tell them what you can afford on a monthly basis, they might just be nice enough to do the surgery after you get 50% down and then allow you to make payments on the rest of the bill.

good luck!

Answer 2

Since this is not elective surgery, it's required surgery, the veterinarian should be able to work with you and help you spread out your payments into something that works for you. Either speak directly to the vet or to the office manager before the surgery. You may have to give a good faith payment first ( a down payment of 1/4 or 1/2 of the surgery amount), then if they do allow you to make payments be sure you follow through on time with them.

Answer 3

Have you tried asking your vet to split the payments up so that it'd be easier for you to pay it off? I have done that before and the vet was very nice about it. Other than that, you might consider getting a small loan. Just to be safe, you should purchase insurance for your cat so that it will help cover some costs of the vet bill. Make sure you understand what's covered and what isn't, otherwise you'd be wasting your money.

Answer 4

Even the rich aren't willing to part with their money so easily!

Just as with the medical profession for humans, nobody expects people to pay so much up-front for major expenses.

As such, most human doctors and animal vets are more than happy to arrange extended payment plans; if you pay by cash or check, they may even give you a discount (it may range from 5-30%, depending on your location and other factors).

It couldn't hurt to ask.

BTW, I hope you're not making the poor cat suffer
while you're mulling this over! =8o

Answer 5

Care Credit (www.carecredit.com)

Care Credit acts like a credit card which you can use for medical expenses for your children and your pets. Once you call, they will tell you within 10 minutes if you qualify and what your interest rate will be. We have several clients who do not have interest at all due to good credit. If you qualify you will be able to charge the whole surgery to the card and then make monthly payments to Care Credit. SO many of our clients have Care Credit and LOVE it!

I would also check with your vet to make sure they accept Care Credit. Not all vets do...

Answer 6

A lot of times, your vet will be willing to work on a payment plan with you. Let them know your situation and ask what they can do to help you out. Good luck!

Answer 7

Call PETA. If they love animals SOOOOOO much, they should be able to help you out.