I have reason to suspect that my EX hubby has used my children's information to attain credit. We are still on good terms dispite the divorce..etc. I haven't confronted him about this yet. I won't put up w/ this though. I just don't think that anyone else would have their information. And the ones who would have it would never damage their future like that. So, my question to you is...
Would you file charges against your EX if you were in this situation?
Should I just go straight to the police and file a report (as if I didn't suspect him)? Or, should I ask him about it first?
2007-08-30 04:03:22 · 15 answers · asked by JustAskin 2 in Politics & Government ➔ Law Enforcement & Police
In order to get the information for a minor's credit report, you have to submit a mail-in request. I'm in the process of collecting all the information they need to proceed.
2007-08-30 04:28:48 · update #1
I don't understand what charges you are referring to. You use the phrase, my children. Shouldn't be, your children. From what you have stated, no law has been broken, and there isn't any report that the Police would make out.
2007-08-30 04:33:56 · answer #1 · answered by CGIV76 7 · 1⤊ 0⤋
Talk with him feel him out & see what he has to say If he admits to it let him take care of it to give him a second chance. People make mistakes & sometimes do deserve a chance to make right. You two were very close at one point so take that into consideration also. I however don't know the whole story to it all, your relationship before this. So you need to decide, most likely you will put him in prison if he has had any type of record. If he did it was & is definitely wrong for sure, but will him going to jail make it right? It's hard to say I don't know his character. It's definitely a hard choice. Hopefully nobody gets hurt anymore out of this ordeal.
Wish I could be more help, and I Wish You The Best!
2007-08-30 04:34:34 · answer #2 · answered by BigJ 2 · 0⤊ 0⤋
If I suspected an immediate family member of something like that, I would consider it part of my family rearing responsibility to correct it. Therefore, I might tell them somebody is using the children's credit, I don't want the children to learn that fraud is okay, I don't want their credit ruined, and don't want to be liable for charges later, so I am going to warn all my family members and if nobody confesses or if somebody confesses but continues, then I will go to the police and put it in their hands to stop the criminal activity. If the person continued, I would definitely follow through and press charges. It would be better to teach my children that my spouse paid for their crimes than to teach them that crime pays.
2007-08-30 04:49:09 · answer #3 · answered by Frank 5 · 0⤊ 0⤋
You should gather up all the evidence you have that shows he or someone else is using your kids information. You need proof of what is going on such as identity theft.
If you find out that it is your ex, you need to try to rectify it with him first. That is if you want to stay on good terms for the kids sake. You don't say how old the kids are?
You can also contact the creditor (visa, mastercard) and let them know what is going on.
If you want it to stop and don't want to get into it with your ex, then file a report with the police, but you will still need all the proof you have that this is going on.
2007-08-30 04:21:12 · answer #4 · answered by dreamgirlsbf 2 · 0⤊ 1⤋
Since you really don't know who is doing it for sure, I'd report it to the police & let them investigate it. They'll probably ask who could have your children's information. This is serious. I know someone who's parent did that when she was little and her credit was ruined before she was old enough to realize it. She's still dealing with it. I hope you can figure it out & get things straightened out for your kids. Good luck.
2007-08-30 04:12:50 · answer #5 · answered by S J 5 · 0⤊ 1⤋
Why not confronthim, then if he denies it, contact the credit bureaus and obtain their credit history to verify your suspicions. If it turns out he has, then yes do what you feel is necessary, however, if he has not done this and you file charges he can come back and sue you and make your life hell for filling a false police report, slander, etc. Get your ducks in a row then pursue the required outcome.
2007-08-30 04:12:27 · answer #6 · answered by hillbilly 2 · 0⤊ 1⤋
You need to obtain a copy of their credit report first, in order to be certain that what you believe IS really happening. You can then contact the creditors and ask for the address. At that time, the police would be able to find out who is destroying their credit, and he can be properly punished (if he is actually the one doing it).
2007-08-30 04:12:26 · answer #7 · answered by allie's mom 1 · 2⤊ 1⤋
You don't know if it's him or not. A lot of criminals out there are stealing information about kids and getting things. I would go to the police and tell them that someone has stolen your children's identity and is getting credit with it. They will take it from there to where ever their investigation leads them.
2007-08-30 04:13:43 · answer #8 · answered by Lola 6 · 0⤊ 1⤋
If he were molesting your children, would you go to the police or just 'wait and see'?
If he were a neighbor instead of your Ex, and he was stealing your children's information, would you wait?
You should absolutely ask him about this. If he gets mad....so what? That's life. People get mad about stuff. It shouldn't keep you from doing the right thing.
2007-08-30 04:15:22 · answer #9 · answered by Anonymous · 0⤊ 1⤋
If you KNOW he did it, you can have him arrested. You can get a credit report for each child as proof. All you need is their social security numbers and other information you'd already know.
2007-08-30 04:12:59 · answer #10 · answered by Serena 7 · 0⤊ 1⤋